Retirement Planning in Johnstown, PA

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List of Firms

Top Retirement Planners in Johnstown, PA

Larry Giannone - Raymond James
Location 1404 Dwight Dr, Johnstown, PA 15904, USA
Phone (814) 266-4678
Directions
Arbutus Park Retirement Community
4 out of 5
Location 207 Ottawa St, Johnstown, PA 15904, USA
Phone (814) 266-8621
Directions
Hooman & Associates - Ameriprise Financial Services, LLC
Location 334 Budfield St, Johnstown, PA 15904, USA
Phone (814) 619-3297
Directions
Hershberger Financial Group
Location 712 Scalp Ave, Johnstown, PA 15904, USA
Phone (814) 262-6121
Directions
Edward Jones
SEC File# 801-3297
CRD# 250
Location 1742 Lyter Dr, Johnstown, PA 15905, USA
Phone (814) 255-5249
Directions
Holiday Financial Services
4 out of 5
Location 1451 Scalp Ave, Johnstown, PA 15904, USA
Phone (814) 262-7621
Directions
Liberty Tax
5 out of 5
Location 1255 Scalp Ave Suite 2, Johnstown, PA 15904, USA
Phone (814) 262-8586
Directions
Retirement Planning in Johnstown, PA

About Johnstown, PA for Those Planning to Retire

Johnstown, PA is a city in southwestern Pennsylvania that boasts a rich history and a diverse community. From its iconic landmarks to its bustling neighborhoods, Johnstown has something for everyone. One of the city's most famous landmarks is the Johnstown Flood Museum, which tells the story of the devastating flood of 1889 that claimed more than 2,200 lives. Another notable landmark is the Inclined Plane, a historic funicular that transports visitors from downtown Johnstown to the top of a nearby hill. In terms of top employers, Johnstown is home to a range of companies, including healthcare providers like Conemaugh Health System and Lee Initiatives, as well as manufacturing companies like Lockheed Martin and JWF Industries. When it comes to transportation, Johnstown is situated at the intersection of several major highways, including the Pennsylvania Turnpike and U.S. Route 219. The city is also home to a number of important streets, including Main Street, which runs through the heart of downtown.

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Johnstown, PA can benefit from a bank in numerous ways. Firstly, a bank can provide financial assistance to residents who are struggling to make ends meet. With a high poverty rate of 28.7%, many individuals in Johnstown may require loans or other financial services to help them manage their finances. Additionally, a bank can offer investment opportunities to residents who are looking to grow their wealth. With the city's rich history in steel and manufacturing, residents may be interested in investing in local businesses or industries. Moreover, a bank can provide financial education and resources to residents who may not have had access to such information before. With a literacy rate of just 82.4%, many residents may benefit from financial literacy programs or workshops offered by a bank. Overall, a bank can play a crucial role in helping residents of Johnstown, PA achieve financial stability and success.

Insurance Broker

Residents of Johnstown, PA can greatly benefit from the expertise of an insurance broker in navigating the complex world of insurance policies. With the city's history of floods and natural disasters, it is crucial for residents to have proper coverage for their homes and personal property. An insurance broker can help residents understand the intricacies of flood insurance, as well as other policies that may be necessary for their unique circumstances. Additionally, with the city's aging population, an insurance broker can assist in finding affordable health insurance options and long-term care coverage. The broker can also provide guidance on liability insurance for small business owners, which is important in a city where entrepreneurship is on the rise. Overall, an insurance broker is a valuable resource for Johnstown residents in protecting their assets and planning for their future.

Wealth Management

Residents of Johnstown, PA could benefit greatly from the services of a wealth manager. With its history of economic struggles and natural disasters, such as the devastating 1889 flood, Johnstown has faced numerous challenges that have impacted the financial well-being of its residents. A wealth manager could help residents navigate these challenges by providing guidance on investment strategies, retirement planning, and tax management. Additionally, a wealth manager could help residents plan for unexpected events, such as job loss or medical emergencies, by establishing emergency funds and insurance policies. By working with a wealth manager, residents of Johnstown can feel more secure in their financial future and better prepared to face any obstacles that may come their way.

Financial Advisor

Residents of Johnstown, PA could greatly benefit from the services of a financial advisor. With the city's economy still recovering from the devastating floods of 1889 and 1936, many residents struggle to make ends meet. A financial advisor could help these individuals create a budget that allows them to manage their expenses and save for the future. Additionally, with Johnstown's aging population, many residents are concerned about retirement savings and ensuring that they have enough money to live comfortably in their golden years. A financial advisor could assist in creating a retirement plan that takes into account the unique challenges faced by those living in Johnstown. Furthermore, with the city's location in a region prone to natural disasters, such as flooding and tornadoes, a financial advisor could help residents prepare financially for such events by creating an emergency fund and ensuring that they have adequate insurance coverage. Overall, the guidance and expertise of a financial advisor could greatly improve the financial well-being of Johnstown's residents.

Mortgage Loan Officer

Residents of Johnstown, PA could benefit from the expertise of a mortgage loan officer in several ways. With a population of just over 19,000 and a median household income of $30,000, many residents may struggle to secure financing for their dream home. A mortgage loan officer can help guide them through the complex process of obtaining a mortgage, including navigating the various loan options available and finding the best interest rates. Additionally, with Johnstown's location in the Allegheny Mountains, many homes may require specialized financing for repairs or renovations due to the unique topography of the area. A mortgage loan officer can assist residents in securing the necessary funds for these projects. Overall, a knowledgeable mortgage loan officer can be an invaluable resource for residents of Johnstown, PA looking to achieve their homeownership goals.

Tax Services

Residents of Johnstown, PA could benefit from the expertise of a tax advisor in several ways. Firstly, a tax advisor could help residents navigate the complex tax laws and regulations that apply to their unique circumstances. This is particularly important in Johnstown, where many residents are employed in industries such as healthcare and manufacturing, which may have specific tax implications. Additionally, a tax advisor could help residents identify potential tax deductions and credits that they may be eligible for, which could help them save money on their tax bill. Furthermore, a tax advisor could assist residents in preparing and filing their tax returns accurately and on time, avoiding costly penalties and interest charges. In summary, a tax advisor could provide invaluable assistance to residents of Johnstown, PA in managing their tax affairs and maximizing their financial well-being.

Estate Planning Lawyer

Residents of Johnstown, PA could benefit greatly from the services of an estate planning lawyer. In a city where the median household income is lower than the national average, individuals may not have the financial resources to navigate the complexities of estate planning on their own. An estate planning lawyer can assist with drafting wills, trusts, and other legal documents to ensure that assets are distributed according to the individual's wishes. Additionally, an estate planning lawyer can provide guidance on tax planning, which is especially important in a state like Pennsylvania with an inheritance tax. Furthermore, an estate planning lawyer can help with Medicaid planning, which is crucial for individuals who may need long-term care in the future. Overall, an estate planning lawyer can provide peace of mind for residents of Johnstown, PA, knowing that their assets and loved ones will be taken care of in the event of their passing.

Johnstown, PA Financial Resources

Johnstown, PA Chamber of Commerce

https://www.crchamber.com/

Johnstown, PA City Hall

https://cityofjohnstownpa.net/

Johnstown, PA Public Library

https://www.cclsys.org/

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