Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Roi Financial Overview
ROI FINANCIAL is a fee-only registered investment advisory firm based in Beaverton, OR. With a focus on providing investment advice to individuals and small businesses, the firm specializes in financial planning and portfolio management. Established since 2021, ROI FINANCIAL is a relatively new entrant in the financial services industry. However, its expertise in investment management is second to none. The firm is committed to providing exceptional portfolio management services to both businesses and institutional clients. Additionally, ROI FINANCIAL offers pension consulting services to help its clients make informed decisions about their retirement funds. The team at ROI FINANCIAL is highly skilled and has the necessary experience to help businesses plan their retirement and pension programs. In addition to its investment management services, ROI FINANCIAL also provides educational seminars and workshops to help its clients make informed investment decisions. These seminars are designed to educate individuals and businesses on the most effective ways to invest their money in the current economic climate. The firm's expertise in investment management, coupled with its commitment to helping clients achieve their financial goals, makes ROI FINANCIAL a top choice for investment advisory services.
ROI FINANCIAL offers a wide range of services to diverse clients. The firm's client base comprises of individuals seeking investment advice, high net worth individuals, and pension or profit sharing plans. They also cater to individuals looking for estate and financial planning services. ROI FINANCIAL provides services to clients with varying financial needs and goals, making sure each client receives customized solutions that align with their unique situation. ROI FINANCIAL offers flexible fee structures that cater to different clients' preferences and requirements. The firm provides different fee structures depending on the type of service provided. The available fee structures include percentage of AUM, hourly, and fixed fees. The percentage of AUM fee structure is based on a percentage of the assets under management, while the hourly fee is based on the number of hours spent on a specific project. The fixed fee, on the other hand, is a set rate charged for a particular service. ROI FINANCIAL's various fee structures provide clients with different payment options to choose from, giving more control and transparency to the clients.
Typical Clients, Fee Structures & Investment Minimum
Unfortunately, the Part 2 Brochure for ROI FINANCIAL does not mention anything about their investment minimum. As such, it is uncertain what the minimum investment required is to participate in their services. It is recommended that interested investors contact the firm directly or consult with a financial advisor to learn more about ROI FINANCIAL's investment minimums.
How This Office Can Help Beaverton, OR Residents
ROI Financial Advisors, LLC is a financial planning and investment advisory firm that helps clients in Beaverton, OR achieve their financial goals. The firm specializes in providing investment management, retirement planning, tax planning, estate planning, and insurance planning services to individuals, families, and businesses. Beaverton residents may face a number of financial issues that can affect their financial security and their ability to reach their long-term goals. For example, the high cost of living in the area can make it difficult for some individuals to save for retirement or pay off debt. Additionally, navigating the complex tax laws and regulations can be challenging and overwhelming for many people. ROI Financial Advisors, LLC works closely with clients to understand their individual needs and develop customized financial plans that take into account their unique circumstances and goals. By providing comprehensive and personalized financial planning services, the firm helps clients in Beaverton, OR navigate the often complex and confusing financial landscape and achieve their long-term financial objectives.
Services Offered by Roi Financial
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Roi Financial most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 8 AM–5 PM
- Tue 8 AM–5 PM
- Wed 8 AM–5 PM
- Thu 8 AM–5 PM
- Fri 8 AM–5 PM
- Sat Closed
- Sun Closed
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Roi Financial is registered to service clients in the following states:
- Oregon
- Washington
Disciplinary History
Roi Financial does not have any disclosures. Please visit it's Form ADV for more details.