Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Selection of Others Advisors
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Visionpoint Advisory Group Overview
VisionPoint Advisory Group is an investment advisory firm that has been in business since 2014. The company is headquartered in Dallas, TX, and operates under a fee-only fee arrangement. As an investment advice-only registered financial advisory firm, it provides a range of wealth management services to its clients. Through its financial planning services, VisionPoint Advisory Group helps individuals and small business owners identify, quantify, and prioritize their financial goals. The firm's portfolio management services allow clients to entrust asset management to trusted professionals who work to maximize returns and minimize risks. This service also extends to businesses or institutional clients. VisionPoint Advisory Group offers pension consulting services as well, which help clients establish and maintain competitive retirement plans for their employees. The firm also assists clients in selecting other advisors, where necessary, and offers educational seminars and workshops. Overall, VisionPoint Advisory Group is committed to helping clients protect and grow their assets through comprehensive investment advice that is tailored to their needs.
VISIONPOINT ADVISORY GROUP serves a diverse range of clients, catering to individuals, high net worth individuals, pension or profit sharing plans, charitable organizations, and other corporate entities. The firm leverages its expertise and experience to offer tailored advisory solutions that help clients make informed financial decisions and achieve their goals. Whether it's asset management, financial planning, or retirement planning, VISIONPOINT ADVISORY GROUP has the skills and resources to meet the unique needs of each client. When it comes to fee structures, VISIONPOINT ADVISORY GROUP offers flexibility and transparency. Depending on the service provided, clients can choose to pay fees as a percentage of their assets under management (AUM), hourly rates, or fixed fees. This approach ensures that clients pay only for the services they need and receive a fair value for the advice and guidance they receive. The firm's fee structures are designed to align the interests of both parties and foster long-term relationships based on trust and mutual benefit. Whether you're a high net worth individual or a small business owner, VISIONPOINT ADVISORY GROUP offers a range of fee structures that can meet your needs and fit your budget.
Typical Clients, Fee Structures & Investment Minimum
According to the note in their Part 2 Brochure, VisionPoint Advisory Group does not impose a minimum account or relationship size. However, it is important to note that certain Sub-Advisers may impose minimum asset levels. Therefore, it is best to consult with the Sub-Adviser directly to determine their specific investment minimums.
How This Office Can Help College Station, TX Residents
VisionPoint Advisory Group assists clients in College Station, TX, in achieving their financial goals through personalized and comprehensive wealth management services. The team of financial advisors at VisionPoint takes a holistic approach to financial planning, taking into consideration all aspects of a client's financial situation, including retirement planning, estate planning, taxes, and investment management. Clients living in College Station, TX, may face a variety of financial situations, including planning for college education expenses, managing debt, and preparing for retirement. VisionPoint's financial advisors can help clients develop a customized investment strategy to help them reach their specific goals. Whether it's creating a retirement income plan, developing a college savings plan, or managing investments to minimize tax implications, VisionPoint Advisory Group is dedicated to helping clients in College Station, TX, achieve their financial objectives.
Services Offered by Visionpoint Advisory Group
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Visionpoint Advisory Group most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 9 AM–5 PM
- Tue 9 AM–5 PM
- Wed 9 AM–12 PM
- Thu 9 AM–5 PM
- Fri 9 AM–12 PM
- Sat Closed
- Sun Closed
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Visionpoint Advisory Group is registered to service clients in the following states:
- Arizona
- California
- Colorado
- Florida
- Illinois
- Iowa
- Kansas
- Louisiana
- Michigan
- Minnesota
- Missouri
- Montana
- Nebraska
- North Dakota
- Ohio
- South Dakota
- Tennessee
- Texas
- Virginia
- Wisconsin
Disciplinary History
Visionpoint Advisory Group does not have any disclosures. Please visit it's Form ADV for more details.