Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management of Pooled Investment Vehicles
- Portfolio Management for Businesses or Institutional Clients
- Other
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pooled Investment Vehicles
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Fixed Fees (Other than subscription)
Hunter Associates LLC Overview
Hunter Associates LLC is a fee-based registered investment advisory firm that has been in business since 1992. Based in Pittsburgh, PA, the firm offers a variety of services including financial planning, portfolio management for individuals and small businesses, and portfolio management for businesses or institutional clients. It is also known for its MANAGER OF MANAGERS service, which involves selecting and supervising sub-advisors for clients' investments. As a broker-dealer and insurance broker/agent, Hunter Associates provides investment advice and helps clients with various financial concerns. The firm's fee arrangement is structured around clients paying for services based on a percentage of assets under management. This aligns the firm's interests with those of its clients, ensuring that its recommendations are in line with clients' long-term goals. Hunter Associates LLC has a team of experienced professionals who have a comprehensive understanding of the financial markets, investment strategies, and risk management. The firm's goal is to provide personalized and objective advice to help clients achieve their financial objectives. As one of the leading registered investment advisory firms in the country, Hunter Associates has a reputation for excellence and has received numerous industry accolades and awards over the years.
Hunter Associates LLC caters to a diverse range of clients, including individuals, high net worth individuals, pooled investment vehicles, pension or profit sharing plans, charitable organizations, and other corporation types not listed explicitly. The firm's extensive breadth of experience and expertise enables it to serve clients from various industries and backgrounds, regardless of their unique needs and goals. Whether clients require portfolio management, financial planning, or retirement planning services, Hunter Associates LLC is equipped to provide customized solutions suited to their specific requirements. As for fee structures, Hunter Associates LLC offers a variety of options that are dependent on the service provided. The two primary fee structures include a percentage of assets under management (AUM) and fixed fees, which are agreed upon between the client and the firm. The percentage of AUM fee is based on the market value of the client's portfolio and is typically a percentage of that amount. Fixed fees, on the other hand, are a flat rate that is agreed upon between the client and the firm, which remains unchanged regardless of fluctuations in the client's assets or market conditions. These fee structures are designed to offer clients flexibility and transparency, making it easier to understand the costs associated with the services they receive from Hunter Associates LLC.
Typical Clients, Fee Structures & Investment Minimum
Unfortunately, the Part 2 Brochure for Hunter Associates LLC does not mention an investment minimum.
How This Office Can Help Columbiana County, OH Residents
Hunter Associates is a financial planning and investment management firm that offers a range of financial services to clients in Columbiana County, OH. The firm specializes in helping individuals, families, and small businesses achieve their financial goals through careful planning and investment strategies. The team of financial advisors at Hunter Associates understands that clients in Columbiana County may be facing a range of financial challenges, including retirement planning, portfolio management, tax planning, estate planning, and more. The firm’s goal is to help clients navigate these challenges with confidence and achieve long-term financial success. For individuals in Columbiana County, Ohio, the financial needs may vary depending on their age, income, family status, and investment risk tolerance. Clients may need help with budgeting and saving, managing debt, planning for college expenses, or preparing for retirement. Small business owners in the region may require assistance with cash flow management, employee benefits, business succession planning, and tax strategies. Hunter Associates works closely with each client to understand their unique financial situation and develop a personalized plan to meet their needs and goals.
Services Offered by Hunter Associates LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Hunter Associates LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Hunter Associates LLC is registered to service clients in the following states:
- Arizona
- California
- Colorado
- Florida
- Georgia
- Illinois
- Kentucky
- Maryland
- Massachusetts
- Michigan
- Minnesota
- New Jersey
- New York
- North Carolina
- Ohio
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Virginia
- Washington
- Wisconsin
Disciplinary History
Hunter Associates LLC does not have any disclosures. Please visit it's Form ADV for more details.