What are some popular services for financial advising?

A financial advisor in Johnstown, PA can provide a wide range of financial advising services to clients. Specifically, they can help individuals and businesses in Johnstown navigate the unique financial landscape of the area. With a history rooted in steel production and a current economy driven by healthcare and education, Johnstown presents both opportunities and challenges for financial planning. A skilled financial advisor can help clients in Johnstown make informed decisions about retirement planning, investment strategies, and risk management. They can also provide guidance on tax planning, estate planning, and insurance needs. By taking a comprehensive approach to financial advising, a financial advisor in Johnstown, PA can help clients achieve their financial goals and secure their financial future.

What are people saying about financial advising services in Johnstown, PA?

Johnstown, PA is the ultimate destination for financial advising. What sets it apart from other cities is its rich history and deep-rooted values. The city is home to a diverse community of financial advisors who have honed their skills through years of experience. Johnstown's financial advisors are known for their exceptional ability to provide personalized advice that is tailored to meet the unique needs of each client. The city's financial advisors are also well-versed in the latest trends and developments in the financial world, ensuring that their clients are always ahead of the curve. Furthermore, Johnstown's financial advisors are passionate about helping their clients achieve their financial goals, no matter how big or small. With their expertise and dedication, Johnstown's financial advisors are the go-to source for anyone seeking financial advice.

What does a financial planner do?

A financial planner in Johnstown, PA is a professional who leverages their expertise to help clients navigate the complex world of personal finance. They work with clients to develop customized financial plans that are tailored to their specific needs and goals. These plans may include investment strategies, retirement planning, tax planning, and estate planning. In Johnstown, PA, financial planners must also be well-versed in the unique financial challenges faced by residents of this historic city. With its rich industrial past and current economic revitalization efforts, Johnstown presents a complex financial landscape that requires a deep understanding of the local economy and the needs of its residents. A skilled financial planner in Johnstown, PA must be able to navigate this complexity and provide clients with the guidance they need to achieve their financial goals.

When should you get a financial planner?

Residents of Johnstown, PA should consider seeking the advice of a financial advisor when they find themselves struggling with managing their finances. This is especially true for those who may have recently experienced financial setbacks due to the city's economic decline. With the closure of many local businesses and the loss of jobs, residents may be facing financial challenges that they are unsure of how to overcome. A financial advisor can help them navigate these difficulties by providing guidance on budgeting, debt management, and investment strategies. Additionally, those who are nearing retirement age or have recently inherited a significant amount of money may also benefit from the expertise of a financial advisor. In these situations, a financial advisor can provide valuable insights into retirement planning, tax strategies, and estate planning to ensure that their clients are financially secure both now and in the future.

How do I choose the right financial advisor?

A financial advisor in Johnstown, PA must possess a plethora of important qualities to succeed in their profession. Firstly, they must have a deep understanding of the local economy and financial landscape of Johnstown, which has a rich history in steel production and manufacturing. Secondly, they should possess excellent communication skills to effectively convey complex financial concepts to their clients. Additionally, they must be highly analytical and detail-oriented, as even the slightest oversight can have significant financial consequences. Furthermore, they should be able to adapt to changing market conditions and provide innovative solutions to their clients. Lastly, they must possess a strong ethical compass and prioritize their clients' best interests above their own. In a city like Johnstown, where the economy has undergone significant changes over the years, a financial advisor must be well-equipped to navigate the complexities of the local financial market to provide the best possible advice to their clients.

What makes Johnstown, PA the top choice for financial advising?

Johnstown, PA is home to several top financial advising firms that provide expert financial guidance to individuals and businesses. These firms boast a wealth of experience and knowledge in the financial industry, and are dedicated to helping their clients achieve their financial goals. From retirement planning to investment management, these firms offer a range of services to meet the unique needs of each client. One specific characteristic of Johnstown that sets it apart from other cities is its rich history in steel production. Despite facing economic challenges in recent years, Johnstown has remained resilient and continues to attract top talent in the financial industry. The financial advising firms in Johnstown are a testament to the city's determination and commitment to excellence.

How do financial advisors get paid?

Financial advisors in Johnstown, PA receive compensation in various ways, including commission-based models, fee-only structures, and a combination of both. Commission-based models involve advisors earning a percentage of the products or services they sell, such as insurance policies or investment products. Fee-only structures, on the other hand, involve advisors charging a flat fee for their services, regardless of the products they recommend. In Johnstown, PA, financial advisors may also receive compensation through a combination of both models, which can include a flat fee for financial planning services and commission-based earnings for investment products. It is worth noting that the compensation models for financial advisors in Johnstown, PA may vary based on the type of firm they work for and the services they offer.

Find the Top Financial Advisors Serving Johnstown, PA

Connect With a Financial Planner

List of Firms

Johnstown, PA Fiduciary Financial Advisors

Carpenter Financial Services

4 out of 5

237 Johns St, Johnstown, PA 15901, USA

(814) 534-4445

http://www.carpenterfinancialservices.com/

Directions

Edward Jones

SEC File# 801-3297

CRD# 250

507 Tire Hill Rd Suite 101, Johnstown, PA 15905, USA

(814) 288-4689

https://www.edwardjones.com/us-en?y_source=1_NjQyNjQ3My03MTUtbG9jYXRpb24ud2Vic2l0ZQ%3D%3D

Monday: 8:00 AM – 4:00 PM Tuesday: 8:00 AM – 4:00 PM Wednesday: 8:00 AM – 4:00 PM Thursday: 8:00 AM – 4:00 PM Friday: 8:00 AM – 4:00 PM Saturday: Closed Sunday: Closed

Directions

Wells Fargo Advisors

SEC File# 801-57434

CRD# 11025

4 out of 5

140 Pasquerilla Plaza, Johnstown, PA 15901, USA

(814) 534-4336

http://www.wellsfargoadvisors.com/

Directions

Where Certified Financial Advisors in Johnstown, PA Serve

Johnstown, PA is a city that is rich in history and culture. From its bustling downtown to its charming neighborhoods, there is always something to see and do in this vibrant community. One of the city's most iconic landmarks is the Johnstown Inclined Plane, which offers stunning views of the surrounding hills and valleys. Other notable landmarks include the Cambria County War Memorial Arena, the Johnstown Flood Museum, and the Point Stadium. When it comes to employment, Johnstown is home to a number of top employers, including Conemaugh Health System, Johnstown Wire Technologies, and Lockheed Martin. These companies provide jobs for thousands of residents and help to drive the local economy. Major highways and streets in Johnstown include Route 219, Route 56, and the Pennsylvania Turnpike. These roads provide easy access to other parts of the state and make it easy for visitors to explore all that Johnstown has to offer.

Nearby Locations

Adams County, PA Allegheny County, PA Allentown, PA Allison Park, PA Ardmore, PA Audubon, PA Beaver County, PA Beaver, PA

Services Provided by Fee Based and Fee Only Financial Advisors

Banks and Credit Unions

Residents of Johnstown, PA could benefit from a financial advisor in a variety of ways. One common way is by creating a personalized budget plan that takes into account the unique financial challenges faced by many in the area. For example, Johnstown has a higher poverty rate than the national average, which can make it difficult for residents to save for emergencies or retirement. A financial advisor can help individuals and families navigate these challenges by providing guidance on how to manage debt, increase savings, and invest wisely. Additionally, with the city's history of devastating floods, a financial advisor can assist in creating a disaster preparedness plan that includes protecting assets and ensuring adequate insurance coverage. Overall, a financial advisor can provide valuable support to residents of Johnstown, helping them achieve their financial goals and secure their future.

Insurance Broker

Residents of Johnstown, PA can benefit greatly from the services of an insurance broker. One of the most common ways an insurance broker can help is by finding the best insurance coverage for each individual's unique needs. Johnstown, PA is known for its harsh winters and frequent flooding, so an insurance broker can help residents find policies that specifically cover these risks. Additionally, an insurance broker can help residents navigate the complex world of insurance policies and regulations, ensuring that they understand their coverage and are able to make informed decisions about their insurance needs. Whether it's finding the right policy for a homeowner, business owner, or individual, an insurance broker can provide valuable assistance and peace of mind to residents of Johnstown, PA.

Retirement Planning

Residents of Johnstown, PA could benefit greatly from the guidance of a retirement planner. With its aging population and struggling economy, many individuals in Johnstown may be unsure of how to plan for their retirement years. A retirement planner can offer personalized advice on how to save for retirement, manage debt, and invest wisely. Additionally, they can help navigate the complex world of Social Security and Medicare, ensuring that individuals receive the benefits they are entitled to. For those in Johnstown who may have experienced financial setbacks, such as job loss or bankruptcy, a retirement planner can also help develop a plan to get back on track and achieve financial stability. With the help of a retirement planner, residents of Johnstown can feel confident in their ability to achieve their retirement goals and enjoy their golden years.

Wealth Management

Residents of Johnstown, PA could benefit from the services of a wealth manager in a number of ways. For starters, a wealth manager could help residents create a comprehensive financial plan that takes into account their goals, income, and expenses. This could be especially helpful for residents of Johnstown, which has a poverty rate higher than the national average. Additionally, a wealth manager could assist residents with investment strategies that align with their risk tolerance and financial objectives. With a wealth manager's guidance, Johnstown residents could potentially grow their wealth and achieve greater financial security. Furthermore, a wealth manager could provide estate planning services to help residents ensure that their assets are distributed according to their wishes after they pass away. Overall, a wealth manager could be a valuable resource for residents of Johnstown, helping them navigate complex financial decisions and achieve their financial goals.

Mortgage Loan Officer

Residents of Johnstown, PA can benefit greatly from the services of a mortgage loan officer. One of the most common ways a mortgage loan officer can help is by assisting residents in securing a mortgage to purchase a home. Johnstown is a city with a rich history and a tight-knit community, so finding the right home is important. A mortgage loan officer can help residents navigate the complex process of obtaining a mortgage, including finding the right lender, filling out paperwork, and securing the best interest rate possible. With the help of a mortgage loan officer, residents of Johnstown can achieve the dream of homeownership and put down roots in this charming and historic city.

Tax Services

Residents of Johnstown, PA can benefit greatly from the expertise of a tax advisor. With a population of just over 19,000 people, many residents in this small city may not have the knowledge or resources to navigate the complex world of taxes on their own. A tax advisor can provide valuable assistance in areas such as tax preparation, filing, and planning. Additionally, with a large number of retirees in the area, a tax advisor can help residents maximize their retirement savings and minimize their tax burden. For example, a tax advisor can help residents take advantage of Pennsylvania's tax-friendly retirement income laws, which exempt most retirement income from state taxes. Overall, a tax advisor can provide much-needed guidance and support to residents of Johnstown, PA, helping them make informed decisions and achieve financial success.

Estate Planning Lawyer

Residents of Johnstown, PA can benefit greatly from the services of an estate planning lawyer. With a population of around 19,000, many families in Johnstown have accumulated assets over the years that need to be properly planned for. An estate planning lawyer can help residents create a will, establish trusts, and designate beneficiaries for their assets. Additionally, with Johnstown's history of natural disasters, such as the 1889 flood and recent flash floods, an estate planning lawyer can help residents prepare for emergencies by creating powers of attorney and healthcare directives. By working with an estate planning lawyer, residents of Johnstown can have peace of mind knowing that their assets and loved ones are protected, even in the face of unexpected events.