Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
- Other
Available Fee Structures
- Percentage of Assets Under Management (AUM)
Rvw Wealth LLC Overview
RVW Wealth LLC is a Los Angeles-based registered investment advisory firm that has been providing financial planning and investment advice services since 2006. As a fee-based firm, it offers a fee arrangement that is transparent and straightforward, with no hidden costs. This means that clients pay a fee for the services they receive, rather than being charged on a commission basis. One of the core services offered by RVW Wealth LLC is portfolio management. It provides portfolio management services for both individual clients and small businesses, as well as larger businesses or institutional clients. With its deep expertise and experience in this field, RVW Wealth LLC is able to offer tailored portfolio management solutions that align with each client's specific goals and risk tolerance. In addition to portfolio management, RVW Wealth LLC also offers financial planning services. Through this service, the firm helps clients develop comprehensive financial plans that take into account their unique needs, preferences, and goals. Whether clients are looking to invest for retirement, save for their children's education, or plan for any other life event, RVW Wealth LLC provides the guidance and expertise necessary to achieve their objectives.
RVW WEALTH LLC prides itself on serving a diverse range of clients. They primarily specialize in high net worth individuals and pension or profit sharing plans. However, they also provide services to charitable organizations, other corporation types not listed, and other types of clients. Whether an individual is just starting out or looking to grow their wealth, RVW WEALTH LLC offers tailored solutions to meet each unique need. When it comes to fee structures, RVW WEALTH LLC offers a percentage of assets under management (AUM) or a flat fee depending on the services provided. They also offer hourly rates for consultations or financial planning. Additionally, RVW WEALTH LLC offers an array of investment options to help clients reach their financial goals. From mutual funds to alternative investments, the firm provides access to a wide variety of investment vehicles. Depending on the client's investment objectives, asset allocation may also be recommended. RVW WEALTH LLC takes great care in ensuring that each client is equipped with the necessary tools to achieve financial success.
Typical Clients, Fee Structures & Investment Minimum
The investment minimum for RVW WEALTH LLC is generally $250,000, as stated in their Part 2 Brochure note about investment minimums. It is required to open and maintain a management account, but the firm may waive this requirement at their sole discretion.
How This Office Can Help Los Angeles, CA Residents
RVW Wealth, LLC is a leading financial advisory firm that assists clients in Los Angeles, CA in achieving their financial goals. The firm offers a range of services to help individuals and families navigate the complex world of finance and investment. Some of the specific financial situations that someone living in Los Angeles, CA might be facing include managing high levels of debt, investing in the real estate market, and planning for retirement. RVW understands that each client’s situation is unique and requires a customized approach. Their team of experienced advisors work closely with clients to develop a personalized financial plan that takes into account their goals, risk tolerance, and individual needs. With a focus on comprehensive financial planning and smart investment strategies, RVW helps clients in Los Angeles, CA achieve their financial objectives and build long-term wealth.
Services Offered by Rvw Wealth LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Rvw Wealth LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
State Registrations
Rvw Wealth LLC is registered to service clients in the following states:
- Arizona
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Illinois
- Maryland
- Massachusetts
- Minnesota
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- Ohio
- Oregon
- Tennessee
- Texas
- Washington
Disciplinary History
Rvw Wealth LLC does not have any disclosures. Please visit it's Form ADV for more details.