Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
- Other
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Wipfli Financial Advisors, LLC Overview
Wipfli Financial Advisors, LLC is an investment advisory firm that has been in operation since 1999. Based in Milwaukee, WI, this Fee Based firm provides investment advice only. Wipfli Financial Advisors is dedicated to providing a range of financial planning services along with expert portfolio management for both individuals and small businesses. Their portfolio management services are also offered to businesses and institutional clients. The firm's main objective is to provide competent financial advice catered to the unique needs of each client to help them achieve their financial goals. In addition to their investment and advisory services, clients can also benefit from their selection of advisors to broaden their investment options.
WIPFLI FINANCIAL ADVISORS, LLC offers its services to a wide variety of clients. These clients include individual investors, high net worth individuals, pension or profit sharing plans, charitable organizations, and many other types of corporations. The firm has gained expertise in serving clients from different backgrounds through years of experience and a deep understanding of the needs of each client type. Hence, clients can rest assured that the services provided by WIPFLI FINANCIAL ADVISORS, LLC are customized to fit their specific requirements. The fee structures available at WIPFLI FINANCIAL ADVISORS, LLC are designed to accommodate the individual needs of clients. Depending on the services required, clients can opt for different fee structures. For example, clients can choose to pay a percentage of their assets under management (AUM) if they opt for portfolio management. Hourly fees are also available if clients require periodic consultations or advice regarding specific financial matters. Fixed fees are another available structure and are typically available for non-portfolio management services. Clients can benefit from the flexibility offered by the varied fee structures and can choose the one that is most suited to their needs. Overall, WIPFLI FINANCIAL ADVISORS, LLC provides its clients with a comprehensive suite of services and fee structure options tailored to meet their needs.
Typical Clients, Fee Structures & Investment Minimum
According to the Part 2 Brochure of WIPFLI FINANCIAL ADVISORS, LLC, their investment minimum varies based on the type of investment strategy. For separately managed accounts, the minimum initial account value is typically $500,000. However, for some strategies, the minimum initial account value may be higher or lower. The minimum initial investment for the Wipfli Financial GRIP Program is $25,000. Their Part 2 Brochure does not mention an investment minimum for any other services or products offered by the firm.
How This Office Can Help Phoenixville, PA Residents
Wipfli Financial Advisors is a well-established financial firm that offers personalized financial planning services to its clients in Phoenixville, PA. They understand that every client has specific financial needs, and therefore, they tailor their services to suit each client's unique needs. The firm's professionals work closely with their clients to develop customized financial plans that are designed to help them achieve their financial goals. In Phoenixville, PA, many individuals are facing different financial situations such as planning for retirement, managing their investments, or paying for their children's education. Wipfli Financial Advisors offers a range of services that can help clients address these financial challenges. The firm's experienced professionals can help clients to develop retirement plans, evaluate investment opportunities, and manage their wealth effectively. Additionally, they can assist clients in managing debt, creating a budget, and tracking their spending to help them meet their long-term financial objectives. Overall, the firm's guidance and expertise can help clients in Phoenixville, PA achieve financial success and security.
Services Offered by Wipfli Financial Advisors, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Wipfli Financial Advisors, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
Disciplinary History
Wipfli Financial Advisors, LLC does not have any disclosures. Please visit it's Form ADV for more details.