Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Etesian Wealth Advisors, Inc. Overview
Etesian Wealth Advisors, Inc. is a fee-only registered investment advisory firm that has been in business since 2009. The company is headquartered in West Linn, OR, and its primary focus is on providing investment advice. They offer financial planning services to individuals and small businesses, and their portfolio management services cater to businesses and institutional clients. As a fee-only firm, Etesian Wealth Advisors charges its clients only for the financial services they provide, and there are no additional commissions or conflicts of interest. Their investment advisory services focus on providing personalized and comprehensive financial advice to help clients achieve their financial goals. Their portfolio management services include creating investment strategies that meet the unique needs of their clients, managing portfolios, and monitoring investment performance regularly to ensure they meet their stated objectives. Additionally, they offer the selection of other advisors to help clients find the best investment professionals that meet their specific needs. Overall, with almost 12 years of industry experience, Etesian Wealth Advisors Inc. has established itself as a reputable firm that offers a range of trusted and comprehensive financial services to individuals and businesses.
Etesian Wealth Advisors, Inc. is a well-established financial planning firm that caters to various types of clients seeking expert guidance in the management of their wealth. The firm's clientele includes individuals who wish to secure their financial future, high net worth individuals seeking personalized advice and solutions, and pension or profit-sharing plans aiming to maximize returns. Etesian's team of experienced advisors ensures that each client receives tailored recommendations that address their specific financial goals and needs. As for fee structures, Etesian Wealth Advisors, Inc. offers a variety of options depending on the service provided. Clients who opt for the percentage of AUM (assets under management) pay a percentage of their total assets managed by the firm. This kind of fee structure is convenient for those who require ongoing portfolio management. On the other hand, clients who prefer a one-time service, such as financial planning, may choose to pay an hourly fee. Etesian also offers fixed fees that cover specific services, such as tax planning or investment management. These fee structures are meant to provide flexibility to clients and ensure that they get the most out of their investment in financial planning services.
Typical Clients, Fee Structures & Investment Minimum
According to the Part 2 Brochure of Etesian Wealth Advisors, Inc., the investment minimum is $500,000 for their discretionary investment management services. The brochure states, "Our investment minimum for discretionary investment management services is generally $500,000."
How This Office Can Help West Linn, OR Residents
Etesian Wealth Advisors, Inc is a financial advising firm that strives to help individuals in West Linn, OR navigate through their financial situation with ease. They understand that each individual's financial goals and needs are unique, and so the advisors at Etesian Wealth Advisors, Inc work closely with their clients to provide personalized advice and solutions to suit their needs. One of the financial situations someone living in West Linn, OR may face is retirement planning. Etesian Wealth Advisors, Inc can help clients set retirement goals and develop a plan of action to reach those goals. Additionally, they can assist in managing and minimizing taxes, building an investment portfolio, and creating an estate plan. The firm also provides education and guidance on a wide range of financial topics such as college planning, insurance strategies, and debt management. Overall, Etesian Wealth Advisors, Inc seeks to empower individuals to make informed financial decisions and achieve financial success.
Services Offered by Etesian Wealth Advisors, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Etesian Wealth Advisors, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
State Registrations
Etesian Wealth Advisors, Inc. is registered to service clients in the following states:
- Arizona
- California
- Oregon
- Washington
Disciplinary History
Etesian Wealth Advisors, Inc. does not have any disclosures. Please visit it's Form ADV for more details.