Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Cta Wealth Advisors, Inc. Overview
CTA Wealth Advisors, Inc. is a Fee Only investment advisory firm based in Burbank, CA. They have been in business since 2020 and specialize in investment advice only. Their services include financial planning, portfolio management for individuals and small businesses, and portfolio management for businesses or institutional clients. As a Fee Only firm, their clients can trust that their interests are the top priority, with no hidden costs or commissions. With their headquarters in Burbank, CA, CTA Wealth Advisors, Inc. is dedicated to providing personalized investment advice to their clients. They specialize in portfolio management, offering their expertise to both individuals and small businesses. The firm also services businesses or institutional clients, helping them to invest wisely and effectively. Their selection of other advisors ensures that their clients receive the best possible advice for their unique goals and financial situations. CTA Wealth Advisors, Inc. was founded with the goal of helping clients achieve their financial goals. They offer a range of financial planning services to assist clients in creating an investment portfolio that aligns with their objectives. Their fee-only approach ensures that clients receive transparent and unbiased advice, allowing them to build a long-term relationship with their clients built on trust and results. CTA Wealth Advisors, Inc. is committed to providing their clients with the personalized attention they deserve, going above and beyond to ensure their financial success.
CTA Wealth Advisors, Inc. caters to a wide range of clients with various investment needs. The firm serves individuals seeking to grow their wealth, high net worth individuals with sizable portfolios, and pension or profit sharing plans looking for guidance on their investments. Regardless of the client type, the team at CTA Wealth Advisors, Inc. is committed to providing personalized solutions tailored to each client's unique financial goals and objectives. When it comes to fee structures, CTA Wealth Advisors, Inc. offers flexibility to their clients. Depending on the service provided, clients can choose between a percentage of assets under management (AUM), hourly rates, or fixed fees. The percentage of AUM structure is a popular choice for clients as it means that the fee charged is directly linked to the value of the assets managed by the firm. For hourly and fixed fee structures, clients know exactly what they will be charged upfront, providing transparency and predictability. The team at CTA Wealth Advisors, Inc. understands that each client has different preferences and needs, which is why they offer a variety of fee structures to choose from.
Typical Clients, Fee Structures & Investment Minimum
The investment minimum for CTA Wealth Advisors, Inc. is $500,000.00 of assets under management. However, the firm may waive this account minimum. It is also noted in the Part 2 Brochure that clients with assets below the minimum account size may pay a higher percentage rate on their annual fees than those with greater assets under management.
How This Office Can Help Burbank, CA Residents
CTA Wealth Advisors, Inc. is a full-service financial planning firm that assists clients living in Burbank, CA. They provide a broad range of services including investment management, financial planning, retirement planning, estate planning, tax planning, risk management, and insurance planning. With many households in the Burbank area having two working parents and high living costs, CTA Wealth Advisors, Inc. specifically helps families plan for their future and secure their financial future. For those living in Burbank, CA, one common financial situation is the high cost of living paired with high housing prices. Additionally, individuals in the entertainment industry are prevalent in the area and may face unique financial concerns such as fluctuating incomes and tricky tax situations. With the help of CTA Wealth Advisors, Inc., individuals in Burbank can work towards their financial goals, whether it be saving for a down payment on a home or developing a long-term investment strategy that takes fluctuating income into account.
Services Offered by Cta Wealth Advisors, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Cta Wealth Advisors, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
State Registrations
Cta Wealth Advisors, Inc. is registered to service clients in the following states:
- California
- Texas
Disciplinary History
Cta Wealth Advisors, Inc. does not have any disclosures. Please visit it's Form ADV for more details.