What are some popular services for retirement planning?

Retirement planning services offered by a retirement planner in Grand Junction, CO can help individuals achieve their financial goals and secure their retirement. With a deep understanding of the local economy and financial landscape, retirement planners in Grand Junction can provide personalized advice and guidance to help clients navigate the complexities of retirement planning. From creating a comprehensive retirement plan to managing investments and minimizing taxes, these professionals can provide a range of services to help clients achieve financial security in retirement. Additionally, with the city's unique location in the heart of Colorado's wine country, retirement planners in Grand Junction can also provide specialized advice on estate planning and legacy preservation for individuals with vineyards or other agricultural assets.

What are people saying about retirement planning services in Grand Junction, CO?

Grand Junction, CO is the ideal destination for those seeking a retirement planner. Nestled in the heart of Western Colorado, Grand Junction offers a unique blend of natural beauty and urban conveniences. With a population of just over 60,000, Grand Junction boasts a tight-knit community that values hard work, integrity, and a commitment to excellence. What sets Grand Junction apart from other retirement planning destinations is its wealth of local expertise. The city is home to a number of highly skilled and experienced financial planners, who specialize in helping retirees navigate the complex world of retirement planning. Whether you're looking for advice on investment strategies, tax planning, or estate planning, you can count on the experts in Grand Junction to provide sound guidance and support. So if you're looking for a retirement planner who truly understands your unique needs and goals, look no further than Grand Junction, CO.

What does a retirement planner do?

A retirement planner in Grand Junction, CO is an expert in helping individuals prepare for their golden years. They provide a wide range of services, including financial planning, investment management, and estate planning. These professionals work tirelessly to ensure that their clients are well-prepared for retirement, taking into account their unique circumstances and goals. In Grand Junction, CO, retirement planners are particularly attuned to the needs of their clients, given the city's proximity to some of the most stunning natural landscapes in the country. With the Colorado National Monument and Grand Mesa just a short drive away, retirees in Grand Junction have plenty of opportunities to enjoy the great outdoors. Retirement planners in this area take this into account when crafting retirement plans, ensuring that their clients have the financial resources to enjoy all that this beautiful region has to offer.

When should you get a retirement planner?

Grand Junction, CO residents should consider reaching out to a retirement planner when they start to approach their golden years. With its stunning natural beauty and booming economy, Grand Junction, CO is a great place to retire. However, navigating the ins and outs of retirement planning can be daunting, especially for those who are unfamiliar with the process. A retirement planner can help residents make sense of their financial situation, develop a comprehensive retirement plan, and ensure that they are on track to achieve their retirement goals. Whether you are looking to start saving for retirement or are already retired and looking to make the most of your golden years, a retirement planner can help you navigate the complex world of retirement planning with ease.

How do I choose the right retirement planner?

A retirement planner in Grand Junction, CO must possess certain qualities to ensure that their clients are well-prepared for their golden years. Firstly, they must have a keen eye for detail and be able to analyze complex financial data with ease. Additionally, they must possess excellent communication skills to explain complicated financial concepts to their clients in a clear and concise manner. Moreover, a good retirement planner in Grand Junction, CO must be familiar with the unique economic landscape of the area. With a population of over 60,000, Grand Junction is a bustling city that is home to a diverse range of industries, including healthcare, education, and tourism. Therefore, a retirement planner must be well-versed in the financial needs of individuals from various backgrounds and professions. Finally, a great retirement planner in Grand Junction, CO must be able to adapt to changing economic conditions and offer flexible solutions to their clients.

What are the best retirement plan providers in Grand Junction, CO?

Grand Junction, CO is home to several top retirement plan providers, each with its unique offerings and services. One such provider is Fidelity Investments, which has been serving clients for over 70 years. Fidelity Investments provides a range of retirement planning services, including IRA accounts, 401(k) plans, and annuities. Another top retirement plan provider in Grand Junction is Vanguard, a company that has over 30 million investors worldwide. Vanguard offers low-cost investment options, including target-date funds and index funds. Additionally, TIAA-CREF is a popular retirement plan provider in Grand Junction, offering a variety of investment options, including mutual funds, annuities, and life insurance. What sets Grand Junction apart from other cities is its stunning natural beauty, with the Colorado National Monument and Grand Mesa providing breathtaking views of the surrounding landscape.

How do retirement planners get paid?

Retirement planners in Grand Junction, CO are compensated in various ways. One common method is through fees charged to clients for financial planning services. This may include an hourly rate, a percentage of assets under management, or a flat fee for a specific service. Another way is through commissions from the sale of financial products such as mutual funds, annuities, and insurance policies. However, what sets Grand Junction apart from other cities is the emphasis on personalized service. Retirement planners in Grand Junction take the time to understand their clients' unique financial situations and goals before recommending a plan of action. This level of attention to detail and customer care sets Grand Junction retirement planners apart from the rest.

Find the Best Retirement Planning Services in Grand Junction, CO

Get Help with Planning for Retirement

List of Firms

Top Retirement Planners in Grand Junction, CO

Kent Shettler - Raymond James

200 Grand Ave, Grand Junction, CO 81501, USA

(970) 245-1600

https://www.raymondjames.com/kentshettler

Directions

Delphi Wealth Partners- Aaron Tice - CFP®

546 Main St # 401, Grand Junction, CO 81501, USA

(970) 639-1142

http://www.delphiwealthpartners.com/

Directions

Ethos Financial Partners - Ameriprise Financial Services, LLC

743 Horizon Ct Ste 302, Grand Junction, CO 81506, USA

(970) 549-2022

https://www.ameripriseadvisors.com/team/ethos-financial-partners/contact?cid=IP_local_google

Directions

Legacy Wealth Management, LLC

SEC File# 801-117015

CRD# 304659

372 Ridges Blvd, Grand Junction, CO 81507, USA

(970) 241-5143

http://www.legacywealthgj.com/

Monday: 8:00 AM – 5:00 PM Tuesday: 8:00 AM – 5:00 PM Wednesday: 8:00 AM – 5:00 PM Thursday: 8:00 AM – 5:00 PM Friday: 8:00 AM – 5:00 PM Saturday: Closed Sunday: Closed

Directions

Scott Steiner - PBS Wealth Management Consultants

5 out of 5

627 24 1/2 Rd Unit H, Grand Junction, CO 81505, USA

(970) 549-8001

http://www.pbswmgj.com/

Directions

Northwestern Mutual

SEC File# 801-8095

CRD# 2881

5 out of 5

521 Rood Ave STE B, Grand Junction, CO 81501, USA

(970) 462-1772

http://alysonshuman.nm.com/

Directions

Center For Financial Planning

SEC File# 801-65076

CRD# 109599

Grand Junction, CO 81504, USA

(970) 434-4425

Directions

Edward Jones - Financial Advisor: Jim Roland, ChFC®|AAMS™

5 out of 5

743 Horizon Ct Suite 202, Grand Junction, CO 81506, USA

(970) 245-4869

https://www.edwardjones.com/us-en/financial-advisor/jim-roland?y_source=1_NjQyMjgwLTcxNS1sb2NhdGlvbi53ZWJzaXRl

Directions

Financial Advisors | U.S. Bancorp Investments

422 White Ave, Grand Junction, CO 81501, USA

(970) 244-7240

https://www.usbank.com/wealth-management/find-an-advisor/co/grand-junction/clinton-knopp.html?utm_source=google%20my%20business&utm_medium=listing&utm_campaign=visit%20website

Directions

Retirement Planning in Grand Junction, CO

About Grand Junction, CO for Those Planning to Retire

Grand Junction, CO is a bustling city in western Colorado, nestled in the heart of the Rocky Mountains. The city is home to several notable landmarks, including the Colorado National Monument, a breathtaking natural wonder that attracts visitors from all over the world. Other notable attractions include the Western Colorado Botanical Gardens, the Museum of Western Colorado, and the Grand Mesa, the largest flat-top mountain in the world. As for top employers, Grand Junction boasts a diverse and thriving economy, with major employers including St. Mary's Hospital, Mesa County School District, and the City of Grand Junction. The city is also home to several large retail and hospitality businesses, as well as a growing tech sector. Major highways and streets in Grand Junction include Interstate 70, which runs east-west through the city, as well as US Highway 50 and US Highway 6. The city's downtown area is centered around Main Street, which is lined with shops, restaurants, and historic buildings.

Nearby Locations

Adams County, CO Arapahoe County, CO Arvada, CO Aspen, CO Aurora, CO Avon, CO Boulder County, CO Boulder, CO

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Grand Junction, CO can benefit from a bank in various ways. For instance, a bank can offer mortgages and loans to help residents purchase homes or start businesses. Additionally, banks provide checking and savings accounts to help residents manage their finances and save for the future. Grand Junction, CO is known for its scenic beauty and outdoor recreation, which can lead to unique banking needs. For example, a bank may offer specialized services for outdoor enthusiasts, such as financing for RVs or boats, or investment options for those interested in eco-tourism. Furthermore, a bank can provide financial education and resources to help residents make informed decisions about their money and plan for their financial goals. Overall, a bank can be a valuable resource for residents of Grand Junction, CO to enhance their financial well-being and achieve their dreams.

Insurance Broker

Residents of Grand Junction, CO can benefit from the services of an insurance broker in a number of ways. One specific example is the broker's ability to navigate the complex and unique insurance needs of the area's agriculture industry. With a significant portion of the local economy dependent on farming and ranching, it is crucial for these businesses to have adequate and appropriate insurance coverage. An insurance broker can help farmers and ranchers understand the risks they face, such as crop damage from hail or livestock loss from predators, and recommend policies that provide the necessary protection. Additionally, the broker can help these businesses navigate the often-confusing world of government-subsidized insurance programs, such as crop insurance. By working with an insurance broker, residents of Grand Junction can ensure that they have the coverage they need to protect their livelihoods and assets.

Wealth Management

Residents of Grand Junction, CO could benefit from the services of a wealth manager in several ways. For instance, a wealth manager can help residents develop a personalized financial plan that takes into account their unique financial goals and circumstances. This could include creating a retirement plan, saving for college, or managing debt. Additionally, a wealth manager can help residents navigate the complex tax laws and regulations that are specific to Grand Junction, CO. For example, Grand Junction is known for its thriving oil and gas industry, which can have significant tax implications for residents who work in this field. A wealth manager can help residents maximize their tax savings and minimize their tax liabilities by providing expert advice and guidance. Overall, a wealth manager can provide invaluable support and advice to residents of Grand Junction who are looking to build and protect their wealth over the long term.

Financial Advisor

Residents of Grand Junction, CO can benefit from the guidance of a financial advisor in several ways. Firstly, a financial advisor can help them plan for retirement by creating a comprehensive retirement plan that takes into account their income, expenses, and savings. This is especially important in Grand Junction, where the cost of living is relatively high compared to other cities in Colorado. Secondly, a financial advisor can help residents of Grand Junction to invest their money wisely, taking into account their risk tolerance and financial goals. This is important because Grand Junction is home to many small businesses and entrepreneurs, who may need to invest their money in order to grow their businesses. Lastly, a financial advisor can help residents of Grand Junction to manage their debt and improve their credit scores, which can be particularly challenging in a city where the median household income is lower than the national average. By providing tailored financial advice and support, a financial advisor can help residents of Grand Junction to achieve their financial goals and improve their overall quality of life.

Mortgage Loan Officer

Residents of Grand Junction, CO can benefit from a mortgage loan officer in numerous ways. Firstly, they can assist in finding the best mortgage rates and terms available in the local market. This is particularly important in Grand Junction, where the housing market is highly competitive due to its growing population and limited housing inventory. Secondly, mortgage loan officers can help residents navigate the complex and often overwhelming process of applying for a mortgage. This includes providing guidance on credit scores, income requirements, and documentation needed for the application process. Additionally, mortgage loan officers can help residents understand the various types of mortgages available in Grand Junction, such as fixed-rate, adjustable-rate, and government-backed loans. With their expertise and knowledge of the local market, mortgage loan officers can help residents make informed decisions and secure the best mortgage option for their unique financial situation.

Tax Services

Residents of Grand Junction, CO can benefit greatly from the assistance of a tax advisor. With the city's strong focus on outdoor recreation and tourism, many residents may have income from multiple sources, such as short-term rental properties or freelance work in the outdoor industry. A tax advisor can help navigate the complex tax laws surrounding these types of income, ensuring that residents are not overpaying or underpaying their taxes. Additionally, Grand Junction is home to many retirees, who may have unique tax considerations such as required minimum distributions from retirement accounts or Social Security taxation. A tax advisor can help retirees optimize their tax strategies to make the most of their retirement income. With so many unique factors at play in Grand Junction, CO, a tax advisor can provide invaluable expertise and guidance to residents seeking to maximize their financial well-being.

Estate Planning Lawyer

Residents of Grand Junction, CO can benefit from the services of an estate planning lawyer in a variety of ways. For instance, an estate planning lawyer can help residents of Grand Junction, CO to create a will that outlines their wishes for the distribution of their assets after their death. This is particularly important in a city like Grand Junction, CO, where the economy is largely driven by the energy and mining industries. With so many residents working in these high-risk industries, it is important for them to have a plan in place to ensure that their loved ones are taken care of in the event of their untimely death. Additionally, an estate planning lawyer can help residents of Grand Junction, CO to establish trusts, designate beneficiaries, and create powers of attorney, all of which can help to protect their assets and ensure that their wishes are carried out in the event of incapacity or death.