Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Selection of Others Advisors
- Publication of Periodicals or Newsletters
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Haussmann Financial Inc. Overview
Haussmann Financial Inc. is a fee-only investment advisory firm headquartered in the beautiful city of Lake Forest, California. Established in 2011, the firm specializes in providing investment advice to its clients and doesn't receive compensation from any other source apart from fees collected from clients. The firm's focus is on offering comprehensive financial planning and portfolio management to individuals as well as small businesses to assist them in achieving their financial goals. Haussmann Financial Inc. is a registered investment advisory firm that solely offers investment advice. The firm doesn't sell any financial products or receive any commissions and is therefore devoted to its clients' best interests. The firm also helps clients select other advisors that align with their investment objectives and risk tolerance. Moreover, the firm publishes periodicals or newsletters to keep its clients informed on a range of topics related to financial planning, portfolio management, and the investment industry in general. It's an excellent method for clients to stay informed and educated on financial issues. Haussmann Financial Inc. provides educational seminars and workshops as part of its services to ensure that clients are adequately informed about various aspects of financial planning. These events offer expert insight to clients and help create a more robust relationship between them and the firm. Overall, Haussmann Financial Inc. is an investment advisory firm that prides itself on being fee-only, trustworthy, and dedicated to helping its clients achieve financial success.
HAUSSMANN FINANCIAL INC. serves a diverse range of clients, catering to the financial planning needs of individuals, high net worth individuals, pension or profit sharing plans, charitable organizations, and other corporation types. The firm understands the unique financial requirements of each client and provides tailored solutions to meet their specific needs. The experienced team at HAUSSMANN FINANCIAL INC. offers an array of specialized services that encompass a wide range of financial planning requirements. HAUSSMANN FINANCIAL INC. offers its clients a range of fee structures to meet their specific needs. Depending on the service provided, the firm offers a percentage of AUM, hourly, and fixed fee options. The percentage of AUM option is based on the assets under management, providing greater transparency and aligning the firm's interests with the client's. The hourly option is ideal for clients who require customized, ad hoc services. The fixed fee option provides predictability and ensures the client is not charged more for additional services beyond the scope. The fees charged by HAUSSMANN FINANCIAL INC. are transparent and competitive, providing a fair value for the services provided.
Typical Clients, Fee Structures & Investment Minimum
The investment minimum for establishing and maintaining an FAP or Managed Opportunities Account with Haussmann Financial Inc. recommended by Securities America Advisors, Inc. is $25,000, while the minimum investment required for Assetmark asset allocation system program accounts is generally $50,000 and $250,000 for private managed accounts program. However, exceptions to these minimums may be granted upon request or at the discretion of Assetmark and Haussmann Financial, Inc.
How This Office Can Help Lake Forest, CA Residents
Haussmann Financial offers a comprehensive range of financial services to clients in Lake Forest, CA. Their team of experienced financial advisors helps clients better understand their financial situations and works with them to achieve their financial goals. They offer personalized services, which means that they will take the time to understand each client's unique situation before offering personalized financial counsel. As a resident of Lake Forest, CA, you might be facing several specific financial situations. Perhaps you're looking to invest in real estate or start a small business. Haussmann Financial can provide you with a sound investment strategy and help you navigate the complex world of real estate and small business finance. You may also be concerned about retirement planning and ensuring that you have ample savings and investments for your golden years. Haussmann Financial can help you devise a plan that will allow you to retire comfortably and never have to worry about your financial situation again.
Services Offered by Haussmann Financial Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Haussmann Financial Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 9 AM–5 PM
- Tue 9 AM–5 PM
- Wed 9 AM–5 PM
- Thu 9 AM–5 PM
- Fri 9 AM–5 PM
- Sat Closed
- Sun Closed
Other Office Locations
This firm has no other locations.
State Registrations
Haussmann Financial Inc. is registered to service clients in the following states:
- Arizona
- Arkansas
- California
- Colorado
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Kentucky
- Louisiana
- Maine
- Nevada
- New Mexico
- New York
- North Carolina
- Ohio
- Oregon
- Pennsylvania
- Tennessee
- Texas
- Utah
- Washington
Disciplinary History
Haussmann Financial Inc. does not have any disclosures. Please visit it's Form ADV for more details.