What are some popular services for retirement planning?

Retirement planning services offered by a retirement planner in Lakeville, NY are comprehensive and tailored to the specific needs of each client. The planner can provide guidance on retirement savings, investment strategies, and income planning to ensure clients have a comfortable retirement. Lakeville, NY is a small town in Livingston County with a population of just over 2,000 people. Despite its size, the town is home to a diverse range of individuals, including retirees who have chosen to settle in the area. The retirement planner in Lakeville, NY understands the unique needs of retirees in this community and can provide specialized advice on local resources, healthcare options, and other factors that may impact retirement planning. With their bursty and complex approach, the planner can help clients navigate the complexities of retirement planning with ease and confidence.

What are people saying about retirement planning services in Lakeville, NY?

Lakeville, NY is the ideal destination for those looking to secure a retirement planner. With its picturesque landscapes and serene atmosphere, it's the perfect place to plan for your future. What sets Lakeville apart from other locations is its abundance of experienced and knowledgeable retirement planners. These experts bring a wealth of experience and a diverse range of skills to the table, making them the perfect partners for anyone looking to secure their financial future. Whether you're looking for a comprehensive plan or just need some guidance on specific issues, the retirement planners in Lakeville have the expertise to help you navigate the complexities of retirement planning. So if you're looking for a partner you can trust to help you achieve your retirement goals, look no further than Lakeville, NY.

What does a retirement planner do?

Retirement planners in Lakeville, NY are tasked with helping their clients navigate the complex and ever-changing world of retirement planning. They take into account a wide range of factors, including a client's current financial situation, their retirement goals, and their personal preferences. These planners are experts in the various investment options available to their clients, and they work diligently to create a customized retirement plan that will help their clients achieve their goals. One specific challenge that retirement planners in Lakeville, NY must contend with is the area's rapidly changing economic landscape. With the rise of new industries and the decline of others, it can be difficult to predict how the local economy will impact a client's retirement plan. However, with their expertise and experience, retirement planners in Lakeville, NY are well-equipped to help their clients navigate these challenges and prepare for a secure and fulfilling retirement.

When should you get a retirement planner?

Lakeville, NY residents should consider reaching out to a retirement planner when they start to approach their golden years. With a population of just over 2,000, Lakeville is a small, tight-knit community where residents take pride in their independence and self-sufficiency. However, as retirement looms closer, it becomes increasingly important to have a solid plan in place to ensure financial stability and security in the years to come. A retirement planner can help residents navigate the complexities of Medicare and Social Security, as well as offer guidance on investment strategies and estate planning. With their expertise and experience, a retirement planner can help Lakeville residents make informed decisions that will allow them to enjoy their retirement years to the fullest.

How do I choose the right retirement planner?

A good retirement planner in Lakeville, NY must possess various essential qualities to ensure their clients' financial security in their golden years. Firstly, they should have a deep understanding of the local economy and investment opportunities, given that Lakeville is a small town with a population of just over 4,000 people. Secondly, they should be able to create personalized retirement plans that cater to each client's unique needs, goals, and risk tolerance levels. This requires excellent communication skills, attention to detail, and the ability to analyze complex financial data. Additionally, a good retirement planner in Lakeville, NY must be knowledgeable about the latest tax laws and regulations that could impact their clients' retirement savings. Finally, they should be compassionate, patient, and committed to helping their clients achieve financial independence and peace of mind in their retirement years.

What are the best retirement plan providers in Lakeville, NY?

Lakeville, NY is a small town that is home to several top retirement plan providers. These providers offer a wide range of plans to meet the needs of retirees in the area. One specific provider, known for their burstiness and complexity, offers a unique retirement plan that allows retirees to invest in local businesses and startups. This plan not only provides financial benefits for retirees, but also supports the growth of the community. Another provider offers a comprehensive retirement planning service that includes estate planning and tax management. Their team of experts work closely with retirees to create a personalized plan that meets their specific needs and goals. Overall, Lakeville, NY is fortunate to have such top retirement plan providers that offer innovative and comprehensive solutions for retirees.

How do retirement planners get paid?

Retirement planners in Lakeville, NY get compensated in various ways. One common method is through a fee-based model, where clients pay a flat fee for the planner's services. Another method is through commission-based compensation, where the planner receives a percentage of the investments they recommend to their clients. Additionally, some planners may offer a hybrid model that combines both fee and commission-based compensation. It's worth noting that in Lakeville, NY, retirement planners may face unique challenges due to the town's small population and limited resources. As a result, planners may need to be particularly creative and resourceful in order to provide their clients with the best possible retirement planning services.

Find the Best Retirement Planning Services in Lakeville, NY

Get Help with Planning for Retirement

List of Firms

Top Retirement Planners in Lakeville, NY

Sage Rutty & Co., Inc.

SEC File# 801-35917

CRD# 3254

4 out of 5

100 Corporate Woods #300, Rochester, NY 14623, USA

(585) 232-3760

https://www.sagerutty.com/

Monday: 8:30 AM – 5:00 PM Tuesday: 8:30 AM – 5:00 PM Wednesday: 8:30 AM – 5:00 PM Thursday: 8:30 AM – 5:00 PM Friday: 8:30 AM – 5:00 PM Saturday: Closed Sunday: Closed

Directions

D'Aiutolo Malcolm & Associates Investment Consulting Group - UBS Financial Services Inc.

400 Linden Oaks, Rochester, NY 14625, USA

(585) 218-4532

https://advisors.ubs.com/daiutoloicteam/?utm_source=Yext&utm_medium=GMB&utm_campaign=172167&y_source=1_MjUzMzg1MTctNzE1LWxvY2F0aW9uLmdvb2dsZV93ZWJzaXRlX292ZXJyaWRl

Directions

Raymond James Financial Services

9505 Main Rd, Clarence, NY 14031, USA

(716) 759-0800

http://raymondjames.com/scheffthompsoncressinvestmentgroup

Directions

Moshides Financial Group

5 out of 5

65 Bryant Woods S, Amherst, NY 14228, USA

(716) 636-2525

http://www.moshidesfinancial.com/

Directions

Linden Financial Consultants — Fee-Only Fiduciary

150 Allens Creek Rd Suite 250, Rochester, NY 14618, USA

(585) 721-4066

http://www.lindenfinancialconsultants.com/

Directions

Waterford Group

SEC File# 801-72033

CRD# 155738

4 out of 5

1657 East Ave, Rochester, NY 14610, USA

(585) 434-0646

http://www.waterfordgroupny.com/

Monday: 8:30 AM – 5:00 PM Tuesday: 8:30 AM – 5:00 PM Wednesday: 8:30 AM – 5:00 PM Thursday: 8:30 AM – 5:00 PM Friday: 8:30 AM – 5:00 PM Saturday: Closed Sunday: Closed

Directions

Upstate Special Needs Planning

5 out of 5

28 Lawrence St, Rochester, NY 14607, USA

(585) 250-1563

http://www.upstatespecialneeds.com/

Directions

Apropos Financial Planning

5 out of 5

8 Birchstone Hill Rd, Rush, NY 14543, USA

(585) 533-1950

http://www.aproposfp.com/

Directions

About Lakeville, NY for Those Planning to Retire

Lakeville, NY is a charming town located in Livingston County, boasting a population of approximately 2,300 residents. The town is home to several notable landmarks, including the picturesque Conesus Lake, which provides residents with ample opportunities for boating, fishing, and swimming. Another popular attraction is the Letchworth State Park, known as the "Grand Canyon of the East," which offers breathtaking views of waterfalls and gorges. In terms of employment, Lakeville is home to several top employers, including Livingston County, the Livonia Central School District, and the Conesus Lake Nursing Home. These employers provide residents with stable and rewarding career opportunities. Major highways and streets in Lakeville include Route 20A, which runs through the heart of the town and provides easy access to nearby cities such as Rochester and Buffalo.

Nearby Locations

Airmont, NY Albany County, NY Albany, NY Armonk, NY Auburn, NY Babylon, NY Ballston Spa, NY Bay Shore, NY

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Lakeville, NY could benefit from a bank in a multitude of ways. For instance, a bank could offer various financial services such as loans, savings accounts, and credit cards to help residents better manage their finances. Additionally, a bank could provide financial education to residents, especially those who may not have had access to such resources before. This could include workshops on budgeting, saving for retirement, and investing. Furthermore, a bank could help spur economic growth in Lakeville by providing loans to small businesses, which in turn could create jobs and stimulate the local economy. Overall, a bank would be an invaluable resource for the residents of Lakeville, NY, providing them with the financial tools and knowledge necessary to achieve their financial goals and improve their quality of life.

Insurance Broker

Residents of Lakeville, NY can benefit from the services of an insurance broker in a multitude of ways. Firstly, an insurance broker can assist in finding the most suitable and affordable insurance policies for individuals and families in the area. With Lakeville located in a region that is prone to severe weather conditions such as heavy snowfall and flooding, an insurance broker can help residents obtain coverage for damages caused by these natural disasters. Additionally, an insurance broker can provide expert advice and guidance on the best insurance options for small business owners in Lakeville, considering the unique risks and challenges faced by businesses in the area. Overall, an insurance broker can help residents of Lakeville, NY navigate the complex world of insurance and ensure that they are adequately protected against any unforeseen events.

Wealth Management

Residents of Lakeville, NY could benefit from the expertise of a wealth manager in numerous ways. For instance, a wealth manager could help them create a comprehensive financial plan that takes into account their unique circumstances and goals. This could involve analyzing their income, expenses, assets, and liabilities, as well as identifying areas where they could potentially save money or invest more effectively. Additionally, a wealth manager could provide guidance on tax planning, retirement planning, and estate planning, all of which are crucial considerations for individuals and families in Lakeville, NY. Given the town's relatively small size and rural character, residents may also face unique challenges related to accessing financial services or finding investment opportunities. A wealth manager could help them navigate these challenges and make informed decisions about their financial future.

Financial Advisor

Residents of Lakeville, NY can benefit from the guidance of a financial advisor in numerous ways. Firstly, a financial advisor can help them to create a budget that takes into account their unique financial situation and goals. This is particularly important in Lakeville, which has a high cost of living compared to other towns in the region. Secondly, a financial advisor can assist residents in identifying and investing in opportunities that align with their long-term financial objectives. This is especially relevant in Lakeville, where many residents are entrepreneurs and small business owners who need to make strategic investments to grow their businesses. Lastly, a financial advisor can help residents to plan for retirement and navigate the complex world of Social Security and Medicare. This is crucial in Lakeville, where many retirees rely on these programs as their primary source of income and healthcare coverage. By working with a financial advisor, residents of Lakeville can gain the knowledge and tools they need to achieve financial security and peace of mind.

Mortgage Loan Officer

Residents of Lakeville, NY seeking to purchase a home can greatly benefit from the expertise of a mortgage loan officer. These professionals can guide residents through the complex process of securing a mortgage, explaining the various types of loans available and helping them choose the one that best suits their financial situation. Additionally, mortgage loan officers can assist residents in determining how much they can afford to borrow, based on their income and expenses. This is particularly important in Lakeville, NY, where housing prices can vary widely depending on the neighborhood. By working with a mortgage loan officer, residents can ensure that they are getting the best possible deal on their home loan, and that they are making a sound investment in their future.

Tax Services

Residents of Lakeville, NY could benefit greatly from the expertise of a tax advisor. With a population of just over 2,000 people, many individuals in this small town may not have the knowledge or resources to navigate the complex world of taxes on their own. A tax advisor could provide guidance on a variety of topics, such as maximizing deductions for those who own small businesses or farms in the area, or helping families with children in the local school district take advantage of education-related tax credits. Additionally, with the recent changes to federal tax laws, a tax advisor could assist residents in understanding how these changes may impact their individual tax situations. Overall, a tax advisor could provide invaluable assistance to Lakeville residents in ensuring they are making the most of their financial resources and avoiding costly mistakes.

Estate Planning Lawyer

Residents of Lakeville, NY can benefit from the services of an estate planning lawyer in numerous ways. One of the most common ways is through the creation of a will, which is a legal document that outlines how a person's assets will be distributed after their death. This is especially important for residents of Lakeville, NY, as the town has a high population of retirees who may have accumulated significant assets over their lifetime. Furthermore, an estate planning lawyer can assist with the creation of trusts, which can help to minimize taxes and protect assets from creditors. Additionally, an estate planning lawyer can provide guidance on healthcare directives and powers of attorney, which are critical documents that ensure a person's wishes are carried out in the event they become incapacitated. Overall, the services of an estate planning lawyer can provide peace of mind and ensure that a person's assets are distributed according to their wishes.

FREQUENTLY ASKED QUESTIONS