Firm Info
Firm Size
Services Offered
- Selection of Others Advisors
- Educational Seminars & Workshops
Available Fee Structures
- Other
Td Ameritrade, Inc. Overview
TD Ameritrade, Inc. is a registered investment advisory firm that has been operating since 2001. The firm is headquartered in Omaha, NE, and has a fee-based arrangement with its clients. Their primary business model is that of a broker-dealer that provides investment advice to clients. TD Ameritrade, Inc. specializes in helping their clients select other advisors and offers educational seminars and workshops to educate their clients on various investment matters. As a broker-dealer, TD Ameritrade, Inc. offers its clients a diverse range of investment products and advisory services. They pride themselves on providing unbiased investment advice and working closely with their clients to develop customized investment strategies. The firm operates on a fee-based arrangement, ensuring that their clients are not subject to any conflicts of interest. TD Ameritrade, Inc. is dedicated to facilitating client education and hosts a wide array of workshops, seminars, and other educational resources to keep their clients informed and educated. They also help their clients select other advisors to work with and offer support services to ensure a smooth and successful relationship. With a deep commitment to client satisfaction, TD Ameritrade, Inc. has become one of the most respected and trusted names in the investment advisory business.
TD Ameritrade, Inc. is a leading full-service brokerage firm that offers investment and trading solutions to a wide range of clients. The firm serves various types of clients, including individual investors, active traders, institutions, registered investment advisors, and independent financial advisors. With a focus on providing top-quality investment advice and personalized service to each client, TD Ameritrade caters to the unique needs and goals of each individual or organization. When it comes to clients, TD Ameritrade offers various fee structures depending on the service provided. For instance, its online platform charges a flat rate per trade, which may vary depending on the volume and type of asset traded. On the other hand, its managed portfolios service charges a percentage of assets under management, which serves as a way to incentivize the firm to maximize client returns over the long term. TD Ameritrade also offers a range of other types of fees, such as account maintenance fees and wire transfer fees, which differ depending on the investment product or service used. Regardless of the fee structure, TD Ameritrade is transparent and upfront about all charges, ensuring that clients know exactly what they are paying for and the value they are receiving.
Typical Clients, Fee Structures & Investment Minimum
According to TD Ameritrade, Inc.'s Part 2 Brochure, there is no mention of an investment minimum. Therefore, it can be inferred that there is no minimum investment requirement to invest with this firm.
How This Office Can Help Mission Viejo, CA Residents
TD Ameritrade provides various financial products and services to assist clients in Mission Viejo, CA, with their investment goals. One of the primary ways TD Ameritrade assists clients is by offering access to a wide range of investment options, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs). With the help of TD Ameritrade's knowledgeable financial advisors, clients can get tailored investment advice and personalized portfolios that suit their financial goals and risk tolerance. Living in Mission Viejo, CA, means facing unique financial challenges, such as the high cost of living, managing debt, and planning for retirement. TD Ameritrade helps clients in Mission Viejo address these issues through various financial planning tools, including retirement planning, education savings plans, and wealth management. TD Ameritrade also offers educational resources to help clients learn about investing and make informed financial decisions. Overall, TD Ameritrade empowers clients in Mission Viejo, CA, to take control of their finances and achieve their investment goals.
Services Offered by Td Ameritrade, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Td Ameritrade, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Unavailable
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
Disciplinary History
Td Ameritrade, Inc. does not have any disclosures. Please visit it's Form ADV for more details.