Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Selection of Others Advisors
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Stangier Wealth Management Overview
Stangier Wealth Management is a fee-only registered investment advisory firm based in Portland, OR. Established in 2017, the firm specializes in providing investment advice to individuals and small businesses. As a fee-only firm, the advisors at Stangier Wealth Management do not receive any commissions or incentives for recommending certain investments, ensuring that clients receive objective advice that aligns with their financial goals. In addition to investment advice, Stangier Wealth Management offers comprehensive financial planning services. The firm's advisors work with clients to develop personalized financial plans that consider their unique circumstances, goals, and risk tolerance. Stangier Wealth Management also provides portfolio management services, helping clients build and maintain well-diversified investment portfolios to maximize potential returns and minimize risk. The firm has a team of experienced and knowledgeable advisors who use a disciplined investment approach to manage client portfolios. Moreover, clients of Stangier Wealth Management can benefit from the firm’s selection of other advisors, offering access to a network of attorneys, tax professionals, and insurance specialists. The firm also hosts educational seminars and workshops to keep clients informed about the latest market trends and financial strategies. Overall, Stangier Wealth Management is a trusted advisor to clients seeking objective, personalized investment advice and financial planning services. The firm's advisors take a holistic approach when working with clients, ensuring that their investment strategies reflect their unique financial goals and needs.
STANGIER WEALTH MANAGEMENT is a comprehensive financial planning firm that caters to a wide range of clientele. The types of clients served by the firm include individuals, high net worth individuals, and pension or profit sharing plans. STANGIER WEALTH MANAGEMENT understands that every client has unique financial goals and circumstances, which is why they offer personalized services to meet the specific needs of each individual client. When it comes to fee structures, STANGIER WEALTH MANAGEMENT offers a variety of options depending on the service provided. For those looking for investment management services, the firm charges a percentage of AUM, meaning that they charge a fee based on a percentage of the total assets under management. Alternatively, for clients seeking more comprehensive financial planning services or those who need advice on specific financial matters, STANGIER WEALTH MANAGEMENT offers an hourly fee structure. This type of fee is based on the amount of time spent on the project and the specific services provided. Finally, for clients who prefer a more predictable fee structure, the firm also offers fixed fees, which are determined upfront and are not based on assets under management or hourly rates. By offering these various fee structures, STANGIER WEALTH MANAGEMENT is able to provide clients with flexible and transparent pricing options that align with their unique circumstances and needs.
Typical Clients, Fee Structures & Investment Minimum
According to the note in their Part 2 Brochure, Stangier Wealth Management has an investment minimum of $50,000. The note also states that the advisor may take smaller accounts at their discretion.
How This Office Can Help Multnomah County, OR Residents
Based in Portland, Oregon, Stangier Wealth Management provides personalized financial planning and investment management solutions to individuals and families residing in Multnomah County and surrounding areas. The firm’s team of experienced financial advisors strives to understand each client’s unique financial goals and tailor their strategies accordingly. They work with clients on a broad scope of financial issues, including retirement planning, estate planning, tax-efficient investing, risk management, and more. Multnomah County residents may face a range of complex financial situations, such as managing debt, saving for retirement, or navigating taxes and estate planning. The highly-trained advisors at Stangier Wealth Management use their expertise to help clients make informed decisions and develop comprehensive plans to achieve their financial objectives. They work closely with clients to understand their needs and preferences and develop customized portfolios to fit their specific goals and risk tolerance levels. By partnering with Stangier Wealth Management, Multnomah County residents can gain confidence and peace of mind in their financial journeys.
Services Offered by Stangier Wealth Management
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Stangier Wealth Management most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
State Registrations
Stangier Wealth Management is registered to service clients in the following states:
- Arizona
- Georgia
- Idaho
- Louisiana
- Oregon
- South Carolina
- Texas
- Washington
Disciplinary History
Stangier Wealth Management does not have any disclosures. Please visit it's Form ADV for more details.