Retirement Planning in Schenectady County, NY

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Top Retirement Planners in Schenectady County, NY

SEC File# 801-57725
CRD# 107960
4 out of 5
Location 133 Saratoga Rd, Schenectady, NY 12302, USA
Phone (518) 399-3903
Directions
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Lecce Financial Services, LLC
Location 24 Century Hill Dr, Newtonville, NY 12110, USA
Phone (518) 220-3090
Directions
SEC File# 801-56786
CRD# 46214
Location 650 Franklin St # 304, Schenectady, NY 12305, USA
Phone (518) 372-5500
Directions
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Choice Connections New York
5 out of 5
Location 198 Donald Ave, Schenectady, NY 12304, USA
Phone (518) 894-2443
Directions
SEC File# 801-56786
CRD# 46214
Location 1473 Erie Blvd Suite 202, Schenectady, NY 12305, USA
Phone (518) 372-5500
Directions
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Brookdale East Niskayuna
4 out of 5
Location 2861 Troy Schenectady Rd, Niskayuna, NY 12309, USA
Phone (518) 782-7381
Directions
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Wealth Advisory Group LLC
SEC File# 801-112067
CRD# 289764
5 out of 5
Location 1207 Troy Schenectady Rd #201, Latham, NY 12110, USA
Phone (518) 867-3210
Directions
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Kellman Barnes Financial Planning
Location 1473 Erie Blvd Suite 202, Schenectady, NY 12305, USA
Phone (518) 372-5500
Directions
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Thoroughbred Advisors - Financial Advisors
5 out of 5
Location 421 Troy Schenectady Rd, Latham, NY 12110, USA
Phone (518) 608-4608
Directions
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Summit at Glenwyck
5 out of 5
Location 150 Dutch Meadows Ln, Glenville, NY 12302, USA
Phone (518) 280-7340
Directions
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Three Buckets Wealth Management - Ameriprise Financial Services, LLC
Location 1205 Troy Schenectady Rd Ste 103, Latham, NY 12110, USA
Phone (518) 464-4401
Directions
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Northwestern Mutual: Carl DiCesare
Location 1 Northwestern Blvd, Albany, NY 12211, USA
Phone (518) 785-4141
Directions
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Expex, Inc.
5 out of 5
Location 2345 Maxon Rd Extension Suite 7, Schenectady, NY 12308, USA
Phone (518) 389-2311
Directions
Retirement Planning in Schenectady County, NY

About Schenectady County, NY for Those Planning to Retire

Schenectady County, located in upstate New York, boasts a plethora of landmarks that have stood the test of time. The Stockade Historic District, established in 1661, is a charming neighborhood with cobblestone streets and Dutch Colonial architecture. The Proctor's Theatre, built in 1926, is a grand venue that hosts Broadway shows and concerts. The GE Realty Plot, an affluent neighborhood, is home to the Edison Tech Center and the Schenectady Museum. The county is home to several top employers, including General Electric, Ellis Medicine, and Price Chopper Supermarkets. These companies provide jobs to thousands of residents and contribute to the county's thriving economy. Schenectady County is easily accessible by major highways and streets, such as I-90, I-890, and Route 5. These roads connect the county to nearby cities and towns, making it easy for residents to commute or travel for leisure.

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Schenectady County, NY would greatly benefit from the services provided by a bank. With the county's population of over 155,000 people and a median household income of $60,222, having access to financial resources is essential. A bank can offer services such as checking and savings accounts, loans, and credit cards, which can help individuals and families manage their finances and achieve their goals. Furthermore, Schenectady County has a diverse economy with a strong manufacturing sector and a growing healthcare industry. A bank can provide businesses with loans and lines of credit to help them expand and create more job opportunities for the community. Additionally, Schenectady County has a large number of college students attending institutions such as Union College and Schenectady County Community College. A bank can offer student loans and financial education resources to help these students manage their finances and prepare for their future.

Insurance Broker

Residents of Schenectady County, NY can benefit from the expertise of an insurance broker in several ways. One specific example is the broker's knowledge of the unique risks and challenges that come with living in this county. Schenectady County is known for its harsh winters, which can lead to property damage and increased health risks. Additionally, the county has a high population density, which can increase the likelihood of accidents and other unforeseen events. An insurance broker can help residents navigate these risks by providing tailored coverage options that address their specific needs. They can also help residents understand their policy options and ensure that they are getting the best possible coverage at a reasonable price. With the help of an insurance broker, residents of Schenectady County can have peace of mind knowing that they are protected against the risks that come with living in this unique area.

Wealth Management

Residents of Schenectady County, NY could benefit from the services of a wealth manager in many ways. One specific example is the management of retirement funds. With an aging population in Schenectady County, NY, it is crucial for residents to have a solid plan for their retirement. A wealth manager can help individuals navigate the complex world of retirement planning, including maximizing Social Security benefits, creating a diversified investment portfolio, and developing a withdrawal strategy. Additionally, a wealth manager can provide guidance on estate planning, which is particularly important for residents of Schenectady County, NY, where the median home value is higher than the national average. With the help of a wealth manager, residents can ensure that their assets are protected and their legacy is preserved for future generations. Overall, the expertise and guidance of a wealth manager can provide peace of mind and financial security for residents of Schenectady County, NY.

Financial Advisor

Residents of Schenectady County, NY can benefit from the expertise of a financial advisor in a multitude of ways. One specific aspect that a financial advisor can address is the high property taxes in the county. With an average property tax rate of 2.81%, Schenectady County residents may struggle to manage their finances effectively. A financial advisor can provide guidance on budgeting and saving strategies to help residents stay on top of their taxes and avoid financial hardship. Additionally, a financial advisor can assist with retirement planning, investment management, and debt reduction strategies, all of which can help residents achieve their long-term financial goals. With the guidance of a financial advisor, Schenectady County residents can gain peace of mind knowing that their finances are in good hands.

Mortgage Loan Officer

Residents of Schenectady County, NY can benefit greatly from the services of a mortgage loan officer. With the county's population of over 150,000 people, there is a significant demand for affordable housing options. A mortgage loan officer can help individuals and families navigate the complex process of obtaining a mortgage, ensuring that they secure the best possible terms and interest rates. Additionally, Schenectady County is home to a diverse array of communities, each with its unique housing market and lending requirements. A skilled mortgage loan officer can provide valuable insights into the local real estate market, helping borrowers make informed decisions about their home purchase. Whether it's a first-time homebuyer or a seasoned investor, a mortgage loan officer can provide personalized guidance and support throughout the entire lending process, making homeownership more accessible and achievable for residents of Schenectady County, NY.

Tax Services

Residents of Schenectady County, NY could benefit from the expertise of a tax advisor in a variety of ways. For example, with the recent revitalization of downtown Schenectady, many residents may have invested in real estate or started their own businesses. A tax advisor could assist these individuals with navigating the complex tax laws associated with such ventures, ensuring that they are taking advantage of all available deductions and credits. Additionally, with the high property taxes in Schenectady County, a tax advisor could help residents understand how to minimize their tax liability while still complying with local regulations. Furthermore, with the county's proximity to New York City, many residents may have income from multiple states, making their tax situation even more complicated. A tax advisor could provide valuable guidance in this area, helping residents to avoid costly mistakes and maximize their financial well-being.

Estate Planning Lawyer

Residents of Schenectady County, NY can benefit from the services of an estate planning lawyer in a variety of ways. One of the most common ways is through the creation of a will, which outlines how a person's assets will be distributed after their death. This is particularly important in Schenectady County, which has a large population of retirees and elderly residents. An estate planning lawyer can also help residents with other important documents, such as powers of attorney and living wills, which can ensure that their wishes are respected in the event of incapacitation. Additionally, an estate planning lawyer can assist with tax planning and asset protection, which can be particularly important for residents with significant assets or complex financial situations. Overall, an estate planning lawyer can provide invaluable guidance and support to residents of Schenectady County as they plan for the future.

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