Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management of Pooled Investment Vehicles
- Portfolio Management for Businesses or Institutional Clients
- Selection of Others Advisors
- Other
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pooled Investment Vehicles
- Charitable Organizations
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Security First Advisors Overview
Security First Advisors is an investment advisory firm based in Vancouver, WA that operates on a fee-only basis. The firm provides investment advice only to individuals, small businesses, and institutional clients. Since its inception in 2020, Security First Advisors has established itself as a reliable and trustworthy investment advisor. The firm offers a range of services, from financial planning to portfolio management for individuals and small businesses, as well as portfolio management of pooled investment vehicles. The team at Security First Advisors also provides expert advice on the selection of other advisors, ensuring their clients have access to the best possible investment solutions. In addition to investment advice, Security First Advisors also offers project and consulting services to meet the specific needs of their clients. Their commitment to delivering holistic, customized solutions has earned them a well-respected reputation in the industry. Overall, Security First Advisors is an exceptional choice for those seeking professional investment advice and guidance.
SECURITY FIRST ADVISORS is a financial advisory firm that has been serving a diverse range of clients for a considerable period of time. The firm caters to individual investors, high net worth individuals, pooled investment vehicles, as well as charitable organizations. Their services are customizable, and the team works with clients to develop a personalized financial plan that is aligned with their unique investment goals and risk tolerance levels. When it comes to fee structures, SECURITY FIRST ADVISORS offers its clients different options depending on the service provided. The firm charges a percentage of Assets Under Management (AUM) for investors looking for ongoing portfolio management. Alternatively, clients who prefer an hourly fee structure can opt for an a la carte advisory service. Fixed fees are also available for specific consultations or comprehensive financial planning services. SECURITY FIRST ADVISORS strives to be transparent about its fee structures and makes sure to discuss any costs associated with their services at the outset of their relationship with a client.
Typical Clients, Fee Structures & Investment Minimum
According to the note in their Part 2 Brochure, SECURITY FIRST ADVISORS does not have a minimum investable asset requirement or minimum fee to begin or maintain a relationship with them. They will not turn away a potential client or terminate a relationship based solely on their net worth. However, their investment strategy works best for clients with more than $300,000 in investable assets. Therefore, it can be inferred that their investment minimum is $300,000.
How This Office Can Help Tigard, OR Residents
SECURITY FIRST ADVISORS is a leading financial advisory firm in Tigard, OR, providing comprehensive financial planning and investment management services to clients. The firm works closely with clients to understand their unique financial situations and goals, and develops tailored investment strategies that help them achieve their objectives. Clients in Tigard, OR face a range of financial challenges and opportunities, from retirement planning to college savings, from tax planning to estate planning. With its team of experienced advisors and wealth managers, SECURITY FIRST ADVISORS is well-equipped to provide customized solutions to these challenges. The firm offers a range of financial planning and investment management services, including retirement planning, investment management, tax planning, estate planning, and more. Additionally, the firm offers a range of educational resources and tools to help clients stay informed and stay ahead of the curve in today's complex and ever-changing financial landscape.
Services Offered by Security First Advisors
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Security First Advisors most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 8:30 AM–4:30 PM
- Tue 8:30 AM–4:30 PM
- Wed 8:30 AM–4:30 PM
- Thu 8:30 AM–4:30 PM
- Fri 8:30 AM–4:30 PM
- Sat Closed
- Sun Closed
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Security First Advisors is registered to service clients in the following states:
- Arizona
- California
- Idaho
- Oregon
- Texas
- Washington
Disciplinary History
Security First Advisors does not have any disclosures. Please visit it's Form ADV for more details.