What are some popular services for retirement planning?

Retirement planning services offered by a retirement planner in Torrance, CA are designed to help individuals and families prepare for their golden years. Torrance, located in the South Bay region of Los Angeles County, has a diverse population with a mix of cultures and economic backgrounds. A retirement planner in Torrance can provide a range of services such as investment advice, tax planning, estate planning, and social security optimization. With the complexity of retirement planning, it is important to have a professional who understands the nuances of the local economy and can provide personalized advice tailored to each client's needs. A retirement planner in Torrance can help clients navigate the complexities of retirement planning, taking into account the unique challenges and opportunities that come with living in this bustling city.

What are people saying about retirement planning services in Torrance, CA?

Torrance, California is undoubtedly the best place to get a retirement planner. This city offers a unique blend of urban and suburban living, making it an ideal location for retirees. With its proximity to the beach, parks, and hiking trails, Torrance provides plenty of opportunities for outdoor activities. Additionally, the city boasts a diverse community, which means that there is a wide range of retirement planners available to cater to different needs and preferences. The city is also home to some of the best retirement communities in the state, providing retirees with a comfortable and secure place to spend their golden years. Furthermore, Torrance's robust economy and low crime rate make it an excellent place to retire. With its unique blend of natural beauty, cultural diversity, and economic stability, Torrance, California is undoubtedly the best place to get a retirement planner.

What does a retirement planner do?

A retirement planner in Torrance, CA is responsible for helping individuals plan for their golden years. They work closely with clients to develop personalized retirement plans that take into account their unique financial situations, goals, and aspirations. To do this, they must have a deep understanding of the financial landscape in Torrance, CA, which is characterized by a diverse range of industries, including aerospace, healthcare, and technology. This complexity requires retirement planners to be adept at navigating a variety of financial instruments, such as stocks, bonds, and mutual funds, and to have a keen eye for identifying investment opportunities that align with their clients' goals. Additionally, they must stay up-to-date on the latest tax laws and regulations in Torrance, CA, to ensure that their clients are maximizing their retirement savings while minimizing their tax liabilities. Overall, a retirement planner in Torrance, CA is a vital resource for anyone looking to secure their financial future in a dynamic and complex economic environment.

When should you get a retirement planner?

Torrance, CA residents should consider reaching out to a retirement planner when they are in their mid to late 40s and are starting to think about their future financial plans. With the city's thriving economy and high cost of living, it can be challenging to navigate the complexities of retirement planning on your own. A retirement planner can provide valuable insight into investment options, tax strategies, and long-term financial planning to help residents achieve their retirement goals. From navigating the complexities of Social Security to planning for healthcare costs, a retirement planner can provide the necessary guidance to help Torrance, CA residents secure their financial future and enjoy their retirement years with peace of mind.

How do I choose the right retirement planner?

A retirement planner in Torrance, CA must possess a myriad of important qualities to be successful. Firstly, they must have extensive knowledge of the local economy and financial landscape of Torrance, CA. This includes an understanding of the city's industries, job market, and tax laws. Secondly, they must have excellent communication skills to effectively communicate complex financial concepts to their clients. Additionally, a successful retirement planner in Torrance, CA must be able to adapt to the unique needs and goals of each individual client. This requires a deep understanding of their client's financial situation, retirement goals, and risk tolerance. Lastly, they must be able to stay up-to-date on the latest financial trends and investment strategies to provide the most effective advice. In a city as bustling and diverse as Torrance, CA, a retirement planner must possess a combination of industry knowledge, communication skills, adaptability, and continued education to help their clients achieve their retirement goals.

What are the best retirement plan providers in Torrance, CA?

Torrance, CA is home to a plethora of retirement plan providers, but there are a few that stand out from the rest. One such provider is Pacific Life, which has been serving the community since 1868. They offer a wide range of retirement products, including annuities and life insurance, to help individuals plan for their future. Another notable provider is Fidelity Investments, which has a strong presence in Torrance and offers a variety of retirement plans, such as 401(k)s and IRAs. Additionally, Charles Schwab provides retirement planning services for individuals and businesses alike. What sets Torrance apart from other cities is its thriving business community, which attracts top retirement plan providers to the area. With its diverse population and strong economy, Torrance is an ideal location for those looking to plan for their retirement.

How do retirement planners get paid?

Retirement planners in Torrance, CA are compensated in various ways, depending on the type of services they offer. Some planners charge a flat fee for their services while others charge a percentage of the assets they manage. Additionally, some planners earn commissions on the financial products they recommend to their clients. In Torrance, CA, retirement planners also have the option of working for a fee-only firm, which means they only charge their clients for their services and do not receive commissions. This is a unique aspect of Torrance, CA, as the city has a high concentration of fee-only retirement planning firms, providing residents with unbiased financial advice. Furthermore, some retirement planners in Torrance, CA offer specialized services such as estate planning and tax preparation, which can also affect their compensation structure.

Find the Best Retirement Planning Services in Torrance, CA

Get Help with Planning for Retirement

List of Firms

Top Retirement Planners in Torrance, CA

Trilogy Financial Services

19191 Vermont Ave #650, Torrance, CA 90502, USA

(310) 756-0600

https://www.trilogyfs.com/

Directions

Greenline Associates

5 out of 5

2377 Crenshaw Blvd #201, Torrance, CA 90501, USA

(310) 540-5185

http://greenlineca.com/

Directions

Debra Del Nero - Financial Advisor, Ameriprise Financial Services, LLC

5 out of 5

3868 W Carson St Ste 102, Torrance, CA 90503, USA

(310) 792-0900

https://www.ameripriseadvisors.com/debra.r.delnero/?cid=IP_local_google

Directions

Morgan Stanley Financial Advisors

21250 Hawthorne Blvd Ste 650, Torrance, CA 90503, USA

(310) 540-9511

https://advisor.morganstanley.com/torrance-branch?y_source=1_MjM2MTkwMi03MTUtbG9jYXRpb24ud2Vic2l0ZQ%3D%3D

Directions

EP Wealth Advisors

SEC File# 801-29358

CRD# 111147

5 out of 5

25500 Hawthorne Blvd #1030, Torrance, CA 90505, USA

(310) 791-3226

https://www.epwealth.com/

Directions

MIDTOWN COLLEGE PLANNING

18411 Crenshaw Blvd #280, Torrance, CA 90504, USA

(800) 679-7304

http://midtownplanning.com/

Directions

Davidson Financial Planing

2790 Skypark Dr STE 200, Torrance, CA 90505, USA

(310) 257-0755

http://davidsonfinancialplanning.com/

Directions

Branden Rubasky, CFP®

4 out of 5

25500 Hawthorne Blvd #1140, Torrance, CA 90505, USA

(310) 373-7351

Directions

Dorsey Wealth Management

5 out of 5

21250 Hawthorne Blvd Suite 500, Torrance, CA 90503, USA

(310) 370-7776

https://dorseywealth.com/

Directions

About Torrance, CA for Those Planning to Retire

Torrance, CA is a vibrant city located in the South Bay region of Los Angeles County. It is home to several landmarks such as the Del Amo Fashion Center, the largest mall in the Western United States, and the Torrance Cultural Arts Center, which hosts a variety of events throughout the year. The city also boasts a variety of top employers, including Honda, Toyota, and ExxonMobil. Major highways and streets in Torrance include the 405 and 110 freeways, as well as Pacific Coast Highway and Hawthorne Boulevard. These thoroughfares provide easy access to neighboring cities and attractions such as the beach and downtown Los Angeles. Torrance is divided into several distinct neighborhoods, each with its own unique character. These include the affluent neighborhoods of Southwood and Seaside, as well as the more working-class areas of North Torrance and Old Town. Despite their differences, all of these neighborhoods contribute to the diverse and dynamic culture of Torrance.

Nearby Locations

Alameda County, CA Alameda, CA Alamo, CA Aliso Viejo, CA Anaheim, CA Auburn, CA Bakersfield, CA Banning, CA

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Torrance, CA can greatly benefit from the services provided by banks. One specific way that a bank can help residents is by offering loans to those looking to purchase a home in the city. Torrance is known for its beautiful neighborhoods and highly-rated schools, making it a desirable location for families. However, the cost of living in Torrance can be quite high, making it difficult for some to afford a home. A bank can offer various loan options, such as a fixed-rate mortgage or adjustable-rate mortgage, to help residents achieve their dream of homeownership. Additionally, banks can also provide financial education and resources to help residents manage their money and plan for their future. With the help of a bank, residents of Torrance can feel more confident in their financial decisions and secure in their future.

Insurance Broker

Residents of Torrance, CA can benefit from the expertise of an insurance broker in a myriad of ways. With its close proximity to the coast, Torrance is no stranger to natural disasters such as earthquakes, wildfires, and floods. An insurance broker can help residents navigate the complexities of insurance policies and ensure that they have adequate coverage for these types of events. Additionally, Torrance is home to a large number of small businesses, many of which may not have the resources to fully understand the intricacies of commercial insurance. An insurance broker can work with these businesses to assess their unique risks and provide tailored insurance solutions that protect their assets and livelihoods. Furthermore, Torrance has a diverse population, with many residents who may require specialized insurance coverage such as international travel insurance or health insurance for pre-existing conditions. An insurance broker can help these individuals find the right coverage at an affordable price.

Wealth Management

Residents of Torrance, CA can benefit greatly from the services of a wealth manager. With its high median household income and vibrant business community, Torrance presents unique opportunities for wealth creation and management. A skilled wealth manager can help residents navigate the complexities of investing in local businesses and real estate, as well as provide guidance on tax planning and retirement savings. Additionally, with Torrance's proximity to major tech and aerospace companies, a wealth manager can assist residents in developing a diversified portfolio that takes advantage of these industries' growth potential. With so many opportunities available, working with a wealth manager can help Torrance residents make informed decisions and achieve their financial goals.

Financial Advisor

Residents of Torrance, CA can benefit greatly from the services of a financial advisor. With the city's thriving economy and high standard of living, there are many opportunities for financial growth and investment. A financial advisor can help residents navigate the complex world of investments, retirement planning, and tax management. Specifically, Torrance is home to many small businesses and entrepreneurs, who may need guidance on how to manage their finances and maximize their profits. Additionally, the city's proximity to the tech industry and major corporations means that residents may have unique investment opportunities that require specialized knowledge. A financial advisor can provide expertise on these areas and help residents make informed decisions about their financial future. Furthermore, with the rising cost of living in Torrance, a financial advisor can help residents budget and save for major expenses such as housing, education, and healthcare. Overall, a financial advisor can be an invaluable resource for residents of Torrance looking to secure their financial future and achieve their long-term goals.

Mortgage Loan Officer

Residents of Torrance, CA can benefit from the services of a mortgage loan officer in several ways. For instance, a mortgage loan officer can help residents of Torrance navigate the complex process of obtaining a mortgage loan. This is particularly important in Torrance, which has a highly competitive real estate market. Moreover, a mortgage loan officer can help residents of Torrance find the best mortgage rates and terms that suit their financial needs and goals. Additionally, a mortgage loan officer can offer valuable advice on how to improve credit scores and qualify for better loan terms. With the help of a mortgage loan officer, residents of Torrance can make informed decisions about their mortgage loans and achieve their dream of homeownership.

Tax Services

Residents of Torrance, CA can benefit from the expertise of a tax advisor in several ways. For instance, Torrance is home to a diverse population, including many small business owners, retirees, and families. A tax advisor can help small business owners navigate the complex tax laws and regulations, ensuring that they are in compliance and minimizing their tax liability. Similarly, retirees can benefit from tax planning services that help them maximize their retirement income and minimize taxes on their investments and Social Security benefits. Families can also benefit from tax planning services, including advice on tax-efficient ways to save for college, maximize deductions, and minimize taxes on their estate. Additionally, Torrance is home to several major employers, including Honda, Toyota, and ExxonMobil. A tax advisor can help employees of these companies navigate the complex tax implications of their employee benefits, such as stock options and retirement plans.

Estate Planning Lawyer

Residents of Torrance, CA can benefit from the expertise of an estate planning lawyer in numerous ways. For instance, an estate planning lawyer can help Torrance residents to create a comprehensive estate plan that outlines their wishes for the distribution of their assets upon their demise. The lawyer can also help residents to minimize estate taxes and avoid probate. Moreover, given that Torrance is a city with a high population of seniors, estate planning lawyers can assist in creating trusts that ensure the protection of assets and provide for long-term care. Additionally, an estate planning lawyer can help residents to establish powers of attorney and advance medical directives, which are essential documents for anyone who wants to ensure their wishes are respected in the event of incapacitation.

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