Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Pension Consulting Services
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Integrity Wealth Advisors, Inc. Overview
INTEGRITY WEALTH ADVISORS, INC. is a fee-based registered investment advisory firm with its headquarters in Ventura, CA. The firm was established in 2018 and has been providing investment advice and portfolio management services to individuals and small businesses ever since. As a broker-dealer representative and an insurance broker/agent, the firm is a one-stop-shop for all your investment and insurance needs. The firm is committed to providing its clients with the best investment advice possible. They offer financial planning services that are tailored to meet the individual needs and goals of their clients. With a team of experienced professionals, the firm is able to provide personalized investment advice and portfolio management services to help their clients achieve their financial goals. In addition to portfolio management and financial planning, INTEGRITY WEALTH ADVISORS, INC. also offers pension consulting services. Their team of experts can help you navigate the complex world of pensions and retirement plans to ensure that you have a retirement plan that meets your needs. If you need help selecting other advisors, INTEGRITY WEALTH ADVISORS, INC. can also assist you. Their team has a network of trusted advisors in various fields, including tax planning, estate planning, and insurance. They can help you find the right professionals to make sure that you have a comprehensive investment plan that takes into account all aspects of your financial life.
Integrity Wealth Advisors, Inc. serves a diverse range of clients, catering to individuals, high net worth individuals, pension or profit sharing plans, charitable organizations, and various other corporation types not listed. This broad client base allows the firm to understand each client's unique financial needs and develop tailored investment strategies to help them achieve their financial goals. The fee structures available at Integrity Wealth Advisors, Inc. vary depending on the type of service provided to the client. Clients can choose from a percentage of assets under management (AUM), an hourly rate, or a fixed fee depending on their specific financial situation and investment strategy needs. The percentage of AUM fee structure is based on a percentage of the client's total assets under advisory management, which typically ranges from 1% to 2%. For clients who require one-time consulting services or investment advice, the hourly fee structure may be more appropriate. Fixed fees are best suited for clients who wish to engage in a specific financial plan or project with a predetermined set of fees. Regardless of the chosen structure, Integrity Wealth Advisors, Inc. provides full transparency and clarity to clients about their fees, always working in their best interest.
Typical Clients, Fee Structures & Investment Minimum
The Part 2 Brochure for INTEGRITY WEALTH ADVISORS, INC. does not mention an investment minimum. The firm states that they do not impose requirements for opening and maintaining accounts or engaging their services. This means that they do not have a set minimum amount that clients must invest in order to work with them.
How This Office Can Help Ventura County, CA Residents
Integrity Wealth Advisors is dedicated to helping clients in Ventura County, CA navigate the complex world of financial planning. They offer a range of services designed to assist individuals and families in achieving their financial goals. Whether clients are looking to save for retirement or plan for their child's education, the team at Integrity Wealth Advisors is there to help. Living in Ventura County, CA presents unique financial challenges, including the high cost of living and potential exposure to natural disasters. Integrity Wealth Advisors works closely with their clients to understand their specific needs and develop personalized financial plans that are tailored to their unique situations. They take a holistic approach to financial planning, considering factors such as tax planning, risk management, and estate planning to ensure that clients are prepared for any eventuality. With Integrity Wealth Advisors by their side, clients in Ventura County, CA can feel confident about their financial future.
Services Offered by Integrity Wealth Advisors, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Integrity Wealth Advisors, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 8:30 AM–4:30 PM
- Tue 8:30 AM–4:30 PM
- Wed 8:30 AM–4:30 PM
- Thu 8:30 AM–4:30 PM
- Fri 8:30 AM–4:30 PM
- Sat Closed
- Sun Closed
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Integrity Wealth Advisors, Inc. is registered to service clients in the following states:
- Arizona
- California
- Colorado
- Florida
- Hawaii
- Idaho
- Oregon
- Texas
- Washington
Disciplinary History
Integrity Wealth Advisors, Inc. does not have any disclosures. Please visit it's Form ADV for more details.