What are some popular services for retirement planning?

Retirement planning services offered by a retirement planner in Waltham, MA are comprehensive and tailored to meet individual needs. The planner can assist clients in identifying their retirement goals, evaluating their current financial situation, and developing a customized retirement plan. The planner can also help clients navigate the complex world of retirement savings vehicles and investment options, including IRAs, 401(k)s, and annuities. In Waltham, MA, the planner can also provide guidance on local retirement opportunities, such as senior centers and community events. With their expertise and attention to detail, a retirement planner in Waltham, MA can help clients achieve financial security and peace of mind in their retirement years.

What are people saying about retirement planning services in Waltham, MA?

Waltham, MA is undoubtedly the best place to get a retirement planner. Situated in the Greater Boston area, this city is home to some of the most experienced and knowledgeable financial advisors in the country. With its bustling and diverse community, Waltham offers a unique perspective on retirement planning that cannot be found anywhere else. From the historic landmarks to the vibrant cultural scene, Waltham is a city that inspires creativity and innovation. Whether you're looking for a retirement planner who can help you navigate the complexities of social security or someone who can provide you with a comprehensive investment strategy, you can find it all in Waltham. So if you're ready to take control of your financial future, look no further than this dynamic city in the heart of Massachusetts.

What does a retirement planner do?

A retirement planner in Waltham, MA is responsible for guiding individuals towards a financially secure post-work life. They offer comprehensive financial planning services that take into account the unique needs and goals of each client. From investment strategies to estate planning, a retirement planner in Waltham, MA helps clients navigate the complex world of retirement planning. What sets Waltham apart is its rich history as a hub for innovation and technology. As the birthplace of the Industrial Revolution in America, Waltham has a long-standing tradition of progress and forward-thinking. A retirement planner in Waltham, MA understands the importance of staying ahead of the curve and utilizing the latest financial tools and techniques to help their clients achieve their retirement goals. With a deep understanding of Waltham's rich history and a commitment to cutting-edge financial planning, a retirement planner in this city is uniquely equipped to help individuals plan for a financially secure future.

When should you get a retirement planner?

Waltham, MA residents should consider reaching out to a retirement planner when they are approaching their golden years and are looking to secure their financial future. With its rich history dating back to the early 17th century, Waltham is a bustling city located in Middlesex County, Massachusetts. The city is home to several prestigious universities, including Bentley University and Brandeis University, making it an ideal location for students and young professionals. However, as residents age, they may find themselves facing complex financial challenges, such as managing their retirement savings, navigating Medicare and Social Security benefits, and planning for long-term care. In such cases, a retirement planner can help Waltham residents create a personalized retirement plan that takes into account their unique financial goals, risk tolerance, and lifestyle preferences. With their expertise in retirement planning, investment management, and estate planning, retirement planners can help Waltham residents make informed decisions about their financial future and achieve peace of mind in their golden years.

How do I choose the right retirement planner?

A retirement planner in Waltham, MA must possess a unique set of qualities to effectively guide clients towards their retirement goals. Firstly, they must have a deep understanding of the financial landscape in Waltham, MA, which is a bustling city with a diverse economy. This requires a keen eye for detail and the ability to analyze complex financial data. Additionally, the planner must be able to communicate effectively with clients from all walks of life, as Waltham, MA is a melting pot of cultures and backgrounds. They must also possess a strong sense of empathy and be able to understand the unique needs and goals of each individual client. Finally, the planner must be able to adapt to the ever-changing financial landscape in Waltham, MA, which is home to many innovative startups and established corporations alike. Overall, a retirement planner in Waltham, MA must be knowledgeable, adaptable, and empathetic to best serve their clients.

What are the best retirement plan providers in Waltham, MA?

Waltham, MA is home to several top retirement plan providers, each offering unique benefits and services. One such provider is Fidelity Investments, which has a strong presence in the city and offers a wide range of retirement options, including 401(k) plans, IRAs, and annuities. Another notable provider is Empower Retirement, which boasts a user-friendly online platform and personalized retirement planning tools. Additionally, John Hancock Retirement Plan Services has a long-standing reputation for its comprehensive retirement planning services and investment options. What sets Waltham apart as a hub for retirement planning is its proximity to Boston, a city known for its financial industry and innovation. This proximity allows for easy access to resources and expertise, making Waltham an ideal location for those seeking top-notch retirement planning services.

How do retirement planners get paid?

Retirement planners in Waltham, MA get compensated in various ways. They may charge a flat fee for their services, which is common in fee-only planning. Alternatively, they may earn commissions on financial products they sell, such as annuities or mutual funds. In Waltham, MA, planners may also receive compensation from asset management fees, which are charged as a percentage of the assets they manage. Another way planners in Waltham, MA may get compensated is through hourly rates for consultations or ongoing advice. Additionally, some planners may receive bonuses or incentives for meeting certain performance goals. Overall, the compensation structure for retirement planners in Waltham, MA is diverse and complex, reflecting the unique needs and preferences of clients in this bustling city located in the heart of the Boston metropolitan area.

Find the Best Retirement Planning Services in Waltham, MA

Get Help with Planning for Retirement

List of Firms

Top Retirement Planners in Waltham, MA

KSP Financial Consultants

880 Winter St #310, Waltham, MA 02451, USA

(781) 890-6460

http://www.kspfinancial.com/

Directions

Joanna Antonopoulos, Retirement & Financial Planner

201 Jones Rd Suite 620, Waltham, MA 02451, USA

(781) 894-7000

https://www.atlanticplanning.com/.17.htm?utm_source=Google&utm_medium=Google+My+Business&utm_campaign=Pro144

Directions

Pension & Wealth Management Advisors

800 South St Suite 160, Waltham, MA 02453, USA

(781) 398-0077

http://www.pensionwealth.com/

Directions

Sensible Financial Planning

SEC File# 801-64149

CRD# 120766

203 Crescent St #404, Waltham, MA 02453, USA

(781) 642-0890

https://www.sensiblefinancial.com/

Monday: 9:00 AM – 5:00 PM Tuesday: 9:00 AM – 5:00 PM Wednesday: 9:00 AM – 5:00 PM Thursday: 9:00 AM – 5:00 PM Friday: 9:00 AM – 5:00 PM Saturday: Closed Sunday: Closed

Directions

About Waltham, MA for Those Planning to Retire

Waltham, MA is a bustling city located in Middlesex County, Massachusetts. The city is home to a plethora of landmarks, including the Charles River Museum of Industry and Innovation, the Gore Place, and the Robert Treat Paine Estate. These landmarks are a testament to the city's rich history and cultural heritage. The city is also home to several top employers, including Raytheon Technologies, Boston Scientific, and Brandeis University. These companies contribute significantly to the city's economy and provide numerous job opportunities for residents. Major highways such as Interstate 95 and Route 2 run through the city, making it easily accessible to commuters. The city's streets are also well-maintained and offer convenient transportation options. Waltham is divided into several neighborhoods, including the South Side, the North Side, and the West End. Each neighborhood has its own unique character and charm, making Waltham a diverse and vibrant city.

Nearby Locations

Andover, MA Barnstable County, MA Berkshire County, MA Beverly, MA Boston, MA Bristol County, MA Burlington, MA Cambridge, MA

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Waltham, MA could benefit from a bank in numerous ways. Firstly, with the city being home to several prestigious universities, students could take advantage of student loans, credit cards, and other financial services offered by banks. Furthermore, Waltham is known for its diverse population, which means that banks could provide multilingual services to accommodate non-English speakers. Additionally, with the city's proximity to Boston, a major financial hub, residents could take advantage of investment opportunities and financial advice provided by banks. Moreover, Waltham has a thriving business community, and banks could offer business loans, merchant services, and other financial solutions to support local businesses and foster economic growth. Lastly, with the city being prone to harsh winters, banks could provide assistance to residents affected by natural disasters, such as home repair loans and insurance services.

Insurance Broker

Residents of Waltham, MA can benefit greatly from the services of an insurance broker. With the city's diverse population and varying lifestyles, an insurance broker can help individuals navigate the complex world of insurance policies and find the best coverage for their unique needs. From the bustling downtown area to the quiet suburban neighborhoods, an insurance broker can provide tailored solutions for everything from home and auto insurance to health and life insurance. Additionally, with Waltham's proximity to major highways and transportation hubs, an insurance broker can assist with commercial insurance needs for businesses of all sizes. With the help of an experienced insurance broker, residents of Waltham can rest assured that they are fully protected and prepared for any unexpected events that may arise.

Wealth Management

Residents of Waltham, MA can benefit from a wealth manager in numerous ways. Firstly, a wealth manager can help them create and stick to a financial plan that is tailored to their specific needs and goals. This is especially important in Waltham, MA, where the cost of living is higher than the national average, and residents may need to be more strategic with their finances. Additionally, a wealth manager can assist with tax planning, investment management, and retirement planning. With the increasing complexity of the financial landscape, having a professional to guide them through the process can be invaluable. Furthermore, residents can benefit from a wealth manager's expertise in estate planning, which is particularly important in Waltham, MA, where many residents own property and may need help managing their assets. Overall, a wealth manager can provide residents of Waltham, MA with the knowledge and guidance they need to achieve financial stability and security.

Financial Advisor

Waltham, MA is a city with a diverse population and a range of financial needs. A financial advisor could assist residents in a multitude of ways, such as helping them create a personalized budget, providing guidance on investment options, and planning for retirement. With the high cost of living in the Greater Boston area, many residents may struggle to balance their expenses with their income. A financial advisor could help them identify areas where they can cut back on spending or find ways to increase their income, such as taking advantage of local job opportunities. Additionally, Waltham is home to a number of small businesses, and a financial advisor could provide valuable advice on managing cash flow, creating a business plan, and securing funding. Overall, a financial advisor could be an invaluable resource for Waltham residents looking to improve their financial well-being and achieve their long-term goals.

Mortgage Loan Officer

Residents of Waltham, MA can benefit greatly from the services of a mortgage loan officer. With the city's strong economy and diverse population, there are many unique challenges that homebuyers and homeowners face. A skilled loan officer can provide invaluable guidance on navigating the local real estate market and securing the best possible financing options. They can help residents understand the complex regulations and requirements associated with obtaining a mortgage in Massachusetts, including the state's strict zoning laws and environmental regulations. Additionally, loan officers can assist residents in finding creative financing solutions, such as FHA loans or VA loans, that may be better suited to their specific needs. Overall, a mortgage loan officer can be an essential resource for residents of Waltham, MA who are looking to purchase or refinance a home.

Tax Services

Residents of Waltham, MA can benefit from the assistance of a tax advisor in various ways. For instance, they can help with tax planning and preparation, ensuring that individuals and businesses comply with tax laws while minimizing their tax liabilities. Additionally, tax advisors can provide guidance on tax-related issues such as estate planning, retirement planning, and investment strategies. Waltham, MA residents can also benefit from tax advisors' expertise in dealing with the state's tax laws, which can be complex and confusing. For example, Massachusetts is one of the few states that levies a tax on short-term rentals, and tax advisors can help residents navigate this unique tax requirement. Overall, a tax advisor can provide invaluable assistance to Waltham, MA residents in managing their finances and minimizing their tax burdens.

Estate Planning Lawyer

Residents of Waltham, MA can benefit from the expertise of an estate planning lawyer in numerous ways. One of the most common ways is by creating a comprehensive estate plan that ensures their assets are distributed according to their wishes. This is especially important in Waltham, MA, where the cost of living is higher than the national average. An estate planning lawyer can help residents navigate the complexities of Massachusetts estate laws and minimize the tax burden on their beneficiaries. Additionally, an estate planning lawyer can assist with drafting important documents such as wills, trusts, and powers of attorney, which can help protect their assets and ensure their healthcare wishes are respected. In short, an estate planning lawyer can provide invaluable guidance and support to Waltham, MA residents looking to secure their financial future and protect their loved ones.

FREQUENTLY ASKED QUESTIONS