Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Selection of Others Advisors
- Publication of Periodicals or Newsletters
- Security Ratings or Pricing Servicess
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Banking Institutions
- Pooled Investment Vehicles
- Pension & Profit Sharing Plans
- Charitable Organizations
- State & Municipal Govt Entities
- Other Investment Advisors
- Insurance Companies
- Sovereign Wealth Funds & Foreign Official Institutions
- Corporations or Other Businesses Not Listed Above
- Other
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
- Commissions
- Other
Ubs Financial Services Inc. Overview
UBS Financial Services Inc. is a prominent registered investment advisory firm providing investment advice to clients. The firm is headquartered in Weehawken, NJ and has been in operation since 1971. UBS Financial Services has a fee-based fee arrangement, indicating that they charge a fee based on the assets they manage for their clients. As a broker-dealer, futures commission merchant, and insurance broker/agent, UBS Financial Services Inc. offers an extensive range of financial services. Their team of professionals provides financial planning, portfolio management services for individuals and small businesses, as well as institutional clients. The firm offers pension consulting services, helps clients select other advisors, and publishes newsletters and periodicals to keep their clients informed about the latest developments. In addition to these services, UBS Financial Services Inc. provides educational seminars and workshops to its clients. These seminars cover various topics, including investment strategies, market trends, and financial planning, and are an excellent way for clients to learn more about their finances. UBS Financial Services Inc. provides security ratings or pricing services, which are highly valuable to clients. Clients can make informed investment decisions based on the information that UBS Financial Services Inc. provides. Overall, UBS Financial Services Inc. is a top choice for investors looking for a reliable investment advisory firm. With a long history in the industry, a broad range of services, and a team of experienced professionals, UBS Financial Services is well equipped to help clients achieve their financial goals.
UBS Financial Services Inc. serves a diverse range of clients that includes individuals, high net worth individuals, banking institutions, pooled investment vehicles, pension or profit sharing plans, charitable organizations, state or municipal government entities, other investment advisors, insurance companies, sovereign wealth funds, and other types of corporations and clients. The firm caters to an expansive range of clients, providing bespoke solutions tailored to the specific needs of each client. UBS Financial Services Inc. offers a range of fee structures depending on the type of services provided. The fees may be charged as a percentage of assets under management (AUM) for clients who need investment advisory services or who require financial planning. Hourly billing is another fee structure that the firm offers for clients who require specialized services such as tax preparation or legal services. Fixed fees are also charged for services such as estate planning. Commission-based fees may be charged for clients who need brokerage services. Additionally, other types of fees such as performance-based fees or administration fees may also be charged depending on the type of clients or services involved. Overall, UBS Financial Services Inc. strives to provide its clients with a range of cost-effective options for its various services,options they can easily understand, and which provide a clear value proposition to them.
Typical Clients, Fee Structures & Investment Minimum
According to UBS Financial Services Inc.'s Part 2 Brochure, there is no explicit mention of an investment minimum. However, this does not necessarily mean that the firm does not have any investment minimum requirements. It is advisable to consult with a financial advisor from UBS and inquire about their investment minimums to determine if there are any requirements for investing with their firm.
How This Office Can Help Westport, CT Residents
UBS Financial Services Inc. is a leading global wealth management firm that is dedicated to serving clients in Westport, CT. The firm provides a wide range of financial services to help individuals and businesses achieve their financial goals. For clients seeking investment advice, UBS Financial Services Inc. offers a team of experienced financial advisors who can provide personalized investment recommendations based on each client's unique financial situation. For clients who are looking to manage their wealth, the firm offers customized wealth management solutions that can help protect and grow their assets. Westport, CT is home to a variety of professionals and business owners who may be facing complex financial situations. UBS Financial Services Inc. understands the challenges that clients in Westport may be facing, whether it be planning for retirement, managing their investments, or navigating the complexities of estate planning. The firm's financial advisors are committed to helping clients achieve their financial goals through expert advice and tailored solutions that are designed to meet each client's unique needs. Whether it's creating a comprehensive financial plan or managing investment portfolios, UBS Financial Services Inc. has the expertise and resources to help clients in Westport achieve their financial objectives.
Services Offered by Ubs Financial Services Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Ubs Financial Services Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Unavailable
Subscription (Newsletter or Periodical)
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Ubs Financial Services Inc. is registered to service clients in the following states:
- Alabama
- Alaska
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Virgin Islands
Disciplinary History
Ubs Financial Services Inc. does not have any disclosures. Please visit it's Form ADV for more details.