Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Fixed Fees (Other than subscription)
Capital Endurance Group, Inc Overview
Capital Endurance Group, Inc is a fee-based registered investment advisory firm that has been in business since 2021. Headquartered in Alpharetta, GA, the firm primarily provides investment advice for individuals and small businesses. The fee structure of the firm is based on the services provided. As an investment advisory firm, Capital Endurance Group, Inc only offers financial advice and doesn't sell any financial products. Their services include financial planning and portfolio management, where they work with their clients to create personalized investment strategies to achieve their goals. Their financial planning services help clients create customized budgets, identify financial goals, and assess their current financial situation. The goal of portfolio management services is to build a diversified investment portfolio for clients, helping to maximize returns while minimizing risks. Overall, Capital Endurance Group, Inc is a reliable choice for individuals and small businesses seeking personalized investment strategies based on their financial needs and goals.
CAPITAL ENDURANCE GROUP, INC is a reputable financial advisory firm that offers a wide range of services to diverse clients. The firm caters to individuals who seek assistance in managing their personal finances, including budgeting and investment planning. Capital Endurance Group, Inc also serves high net worth individuals who require more specialized services such as estate planning, philanthropic giving, and tax management. The company prides itself on delivering tailor-made solutions that meet the unique financial needs of each client. As for fee structures, Capital Endurance Group, Inc offers flexible options depending on the services rendered. The firm charges a percentage of Assets Under Management (AUM) for clients seeking investment management services. This fee structure is based on the amount of money the client has invested and is typically between 0.5% to 2% of AUM per year. For clients seeking financial planning services, Capital Endurance Group, Inc offers fixed fees that are dependent on the scope of work and the complexity of the client's individual financial situation. The firm believes in transparent fee structures that provide clients with a clear understanding of what they are paying for and what services they will receive in return. Overall, Capital Endurance Group, Inc strives to offer cost-effective services that help clients reach their financial goals.
Typical Clients, Fee Structures & Investment Minimum
According to the Part 2 Brochure of CAPITAL ENDURANCE GROUP, INC, there is no mention of an investment minimum for their services.
How This Office Can Help Cary, NC Residents
Capital Endurance Group provides comprehensive financial planning and investment management services to clients in Cary, NC. The firm works closely with clients to identify their unique financial goals and create a personalized plan to help them achieve those goals. This could include retirement planning, investment strategies, tax planning, and more. Cary, NC is a thriving community with a diverse population and a range of financial situations. Some residents may be facing challenges such as mounting debt, a lack of savings, or a need for greater financial literacy. Capital Endurance Group works to address these issues head-on, offering expert guidance and support to help individuals and families navigate the complexities of the financial landscape and build a secure financial future. Whether a client is just starting out on their financial journey or is already well on their way, Capital Endurance Group can provide the guidance and resources needed to achieve long-term success.
Services Offered by Capital Endurance Group, Inc
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Capital Endurance Group, Inc most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Capital Endurance Group, Inc is registered to service clients in the following states:
- Georgia
- North Carolina
Disciplinary History
Capital Endurance Group, Inc does not have any disclosures. Please visit it's Form ADV for more details.