Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
Safeguard Investment Advisory Group, LLC Overview
Safeguard Investment Advisory Group, LLC is an investment advisory firm that provides investment advice only services. Based in Corona, CA, this company has been in business since 2017. One of the things that sets them apart from other firms is their fee arrangement, which is fee-only. This means that the company is not compensated through any commission of any kind but is paid by the client based on the value of the assets they manage. At Safeguard Investment Advisory Group, their services are tailored to the unique needs of individuals and small businesses. They offer services such as financial planning and portfolio management, which include asset allocation, risk management, and investment selection. With a focus on forging long-lasting relationships, they work closely with their clients to help them achieve their financial goals through investment advice and management that works for them. As an investment advisory firm, Safeguard Investment Advisory Group also offers the selection of other advisors to their clients. This service allows their clients to easily connect with other professionals within the industry and collaborate with them for their financial planning, portfolio management, and other investment-related needs. Their commitment to providing investment advice only services and their dedication to their clients' financial well-being make Safeguard Investment Advisory Group, LLC an ideal partner for individuals and small businesses seeking to better manage their investments.
billing fixed fee performance-based fee SAFEGUARD INVESTMENT ADVISORY GROUP, LLC showcases its commitment to providing comprehensive financial services to a variety of clients. The firm caters to individuals, high net worth individuals, pension or profit sharing plans, and charitable organizations, among others. Moreover, the firm serves other types of corporations not listed in this roster, reaffirming its flexibility and versatility in meeting diverse financial needs. The fee structures of SAFEGUARD INVESTMENT ADVISORY GROUP, LLC depends on the type of service availed. Clients may opt for the percentage of AUM, hourly billing, fixed fee, or performance-based fee. For instance, the percentage of AUM may vary from 1% to 2%, depending on the invested amount. Meanwhile, hourly billing may be the ideal option for clients who do not require ongoing financial advice. On the other hand, the fixed fee may be a suitable option for clients with rather predictable financial needs. Lastly, performance-based fees may be appropriate for clients who seek to maximize investment returns. Regardless of the chosen fee structure, clients can expect high-quality financial services that add value to their financial well-being.
Typical Clients, Fee Structures & Investment Minimum
Unfortunately, the Part 2 Brochure for SAFEGUARD INVESTMENT ADVISORY GROUP, LLC does not mention an investment minimum.
How This Office Can Help Corona, CA Residents
Safeguard Investment Advisory Group provides comprehensive financial management services to clients in Corona, CA. Our team of experienced financial advisors works with clients to create customized investment strategies based on their individual needs, goals, and risk tolerance. We provide guidance on managing investments, retirement planning, savings strategies, and debt management. Residents of Corona, CA may face financial challenges like rising housing costs, fluctuating job markets, and increasing health care expenses. Our advisors can help clients navigate these challenges and create a solid financial plan that addresses their unique circumstances. We provide regular portfolio reviews and offer ongoing support to ensure that our clients' portfolios remain on track to meet their long-term goals. With Safeguard Investment Advisory Group's commitment to personalized and individualized guidance, our clients in Corona, CA can feel confident in their financial future.
Services Offered by Safeguard Investment Advisory Group, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Safeguard Investment Advisory Group, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Unavailable
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 8 AM–5 PM
- Tue 8 AM–5 PM
- Wed 8 AM–5 PM
- Thu 8 AM–5 PM
- Fri 8 AM–5 PM
- Sat Closed
- Sun Closed
Other Office Locations
This firm has no other locations.
State Registrations
Safeguard Investment Advisory Group, LLC is registered to service clients in the following states:
- Arizona
- California
- Colorado
- Florida
- Georgia
- Idaho
- Nevada
- Oregon
- Tennessee
- Texas
- Utah
- Washington
Disciplinary History
Safeguard Investment Advisory Group, LLC does not have any disclosures. Please visit it's Form ADV for more details.