Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Selection of Others Advisors
- Publication of Periodicals or Newsletters
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
- Other
Hilltop Securities Inc. Overview
Hilltop Securities Inc. is a registered investment advisory firm headquartered in Dallas, TX. They have been in business since 1998 and are known for their fee-based fee arrangement. As a broker-dealer, commodity pool operator/advisor, insurance broker/agent, municipal advisor, and provider of investment advice, Hilltop Securities is well-equipped to take on a wide range of financial services. The firm offers financial planning, portfolio management for individuals and small businesses, and the selection of other advisors. Clients can also expect to benefit from the publication of periodicals or newsletters, which provide them with up-to-date information on the latest financial trends and developments. Additionally, Hilltop Securities conducts educational seminars and workshops that help their clients to enhance their financial literacy and make informed investment decisions. By leveraging their extensive expertise and steadfast commitment to client satisfaction, Hilltop Securities Inc. has built a solid reputation in the financial industry. They continue to inspire trust and confidence among their clients, who are assured of receiving top-notch advice and personalized guidance. With their comprehensive suite of services, Hilltop Securities remains a trusted partner for individuals and businesses seeking to achieve their financial goals.
Hilltop Securities Inc. offers a wide range of financial services and has built a solid reputation for serving clients across various fields. The firm caters to individuals, high net worth individuals, pension or profit sharing plans, charitable organizations as well as other corporation types not listed. By offering a diversified client base, Hilltop Securities is able to offer customised investment strategies that align with the unique goals of each specific client group. When it comes to fee structures, Hilltop Securities provides diverse options designed to fit every client's needs. The firm offers percentage of AUM, hourly, fixed fees, and other types of fees depending on the specific service provided. The percentage of AUM fee structure requires clients to pay a percentage of their total assets under management as a fee. Hourly fees are charged based on the amount of time financial advisors spend on a client's account. Fixed fees are a flat rate chargeable to the client irrespective of the size of their account. Other types of fees include performance-based fees, which requires clients to pay a fee based on their portfolio's performance, and transaction fees, imposed on clients for specific types of trades. With the range of fee structures available at Hilltop Securities, clients have the flexibility to choose the fee model that best suits their unique needs and financial preferences.
Typical Clients, Fee Structures & Investment Minimum
According to the Part 2 Brochure note about investment minimums, Hilltop Securities Inc. has different minimum investment requirements for each of their investment programs. The Partner and Advantage programs both require a minimum account size of $30,000. For the Premier Advisors-SMA and Premier Advisors-UMA programs, the minimum account size is $100,000, subject to the manager's minimum. The Direct Access-FSP program requires a minimum account size of $25,000, subject to the manager's minimum. It's important to note that HTS has the discretion to terminate any Program Account that falls below the minimum Account Value guidelines established by HTS, and they may grant exceptions to the minimum Account Value under certain circumstances.
How This Office Can Help Gregg County, TX Residents
Hilltop Securities Inc. provides a full suite of financial services to clients in Gregg County, TX. They work with individuals and businesses of all sizes to help them achieve their financial goals and manage risk. Some specific financial situations clients in Gregg County might be facing include saving for retirement, planning for college expenses for their children, managing debt, investing in the stock market, and protecting their assets from market fluctuations. Hilltop Securities Inc. offers a range of investment options to clients in Gregg County, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs). They also provide financial planning services to help clients with estate planning, tax-planning, and retirement planning. Additionally, Hilltop Securities Inc. has access to a team of experienced financial advisers who can provide expert advice and guidance on various financial matters. Overall, their focus is on helping their clients achieve long-term financial success and stability.
Services Offered by Hilltop Securities Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Hilltop Securities Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Hilltop Securities Inc. is registered to service clients in the following states:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
Disciplinary History
Hilltop Securities Inc. does not have any disclosures. Please visit it's Form ADV for more details.