Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Selection of Others Advisors
- Publication of Periodicals or Newsletters
- Security Ratings or Pricing Servicess
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Banking Institutions
- Pooled Investment Vehicles
- Pension & Profit Sharing Plans
- Charitable Organizations
- State & Municipal Govt Entities
- Other Investment Advisors
- Insurance Companies
- Sovereign Wealth Funds & Foreign Official Institutions
- Corporations or Other Businesses Not Listed Above
- Other
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
- Commissions
- Other
Ubs Financial Services Inc. Overview
UBS Financial Services Inc. is a registered investment advisory firm that was established in 1971. Based in Weehawken, NJ, the firm operates on a fee-based arrangement with clients. As a broker-dealer, futures commission merchant, and insurance broker/agent, UBS provides investment advice to individuals, small businesses, and institutional clients. The firm offers a wide range of services, including financial planning, portfolio management, and pension consulting services. Clients can also seek assistance in selecting other advisors, accessing security ratings or pricing services, and attending educational seminars and workshops. UBS also publishes periodicals and newsletters to keep clients informed and up-to-date on the latest investment trends. As a leading financial advisor, UBS is committed to delivering personalized investment solutions tailored to meet the unique needs of each client. With over 50 years of experience in the industry, the firm has established a strong reputation for quality service and expertise. Whether you are an individual investor or a business looking to optimize your investment strategies, UBS can provide the guidance and support you need to achieve your financial goals.
UBS Financial Services Inc. caters to a diverse range of clients, including individuals, high net worth individuals, banking institutions, pooled investment vehicles, pension or profit sharing plans, charitable organizations, state or municipal government entities, other investment advisors, insurance companies, sovereign wealth funds, other corporation types not listed, and other types of clients. The firm recognizes each client's unique financial needs, goals, and priorities and provides tailored solutions best suited for them. UBS Financial Services Inc. offers a variety of fee structures depending on the services provided. These structures include a percentage of assets under management (AUM), hourly fees, fixed fees, commissions, and other types of fees. For clients who seek comprehensive portfolio management, the firm charges a percentage of AUM, which varies depending on the amount invested. For clients who require specific services, such as financial planning or investment advice, the firm may charge hourly or fixed fees. Additionally, for certain types of transactions, such as buying or selling securities, the firm may charge commissions. The firm strives to maintain an open and transparent fee structure, ensuring that all clients are aware of the fees associated with the services provided.
Typical Clients, Fee Structures & Investment Minimum
According to UBS Financial Services Inc.'s Part 2 Brochure, there is no specific note about investment minimums. Therefore, it is unclear what the firm's investment minimum is, and interested investors may wish to contact the firm directly for more information.
How This Office Can Help Sullivan County, TN Residents
UBS Financial Services Inc. offers a wide range of financial solutions to clients in Sullivan County, TN to help them achieve their financial goals. The company has a team of expert financial advisors who offer personalized advice on investment strategies, wealth management, retirement planning, and tax planning. They work with clients to create customized financial plans that take into account their specific financial situations, goals, and risk tolerance. Residents of Sullivan County, TN may be facing a variety of financial challenges, including managing debt, planning for retirement, saving money for their children's education, or investing in stocks or mutual funds. UBS Financial Services Inc. can help clients in these situations by providing guidance on how to manage their finances, invest their money wisely, and plan for their future. The company has a reputation for providing excellent customer service and personalized attention, making it a trusted choice for people in Sullivan County, TN who need help managing their wealth.
Services Offered by Ubs Financial Services Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Ubs Financial Services Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Unavailable
Subscription (Newsletter or Periodical)
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Ubs Financial Services Inc. is registered to service clients in the following states:
- Alabama
- Alaska
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Virgin Islands
Disciplinary History
Ubs Financial Services Inc. does not have any disclosures. Please visit it's Form ADV for more details.