Firm Info
Firm Size
Services Offered
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management Investment Company
- Portfolio Management of Pooled Investment Vehicles
- Portfolio Management for Businesses or Institutional Clients
- Other
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Investment Companies
- Pooled Investment Vehicles
- Pension & Profit Sharing Plans
- Charitable Organizations
- State & Municipal Govt Entities
- Sovereign Wealth Funds & Foreign Official Institutions
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Performance-based Fees
Wcm Investment Management Overview
WCM Investment Management is a fee-based registered investment advisory firm that has been helping clients achieve their financial goals since 1976. Headquartered in Laguna Beach, CA, the firm offers investment advice-only services to individuals, small businesses, institutional clients, and investment companies. WCM Investment Management takes a customized approach to portfolio management, tailoring its strategies to meet the unique needs of each client. The firm's services include portfolio management for individuals and small businesses, portfolio management of pooled investment vehicles, and portfolio management for businesses or institutional clients. Additionally, WCM Investment Management provides model portfolio recommendations to other investment advisers. Through its comprehensive investment management approach, the firm aims to help clients achieve long-term financial success. With over four decades of experience in the investment management industry, WCM Investment Management has a proven track record of helping clients navigate complex financial markets. The firm's team of investment professionals is dedicated to delivering personalized, research-driven investment strategies that align with each client's unique financial goals and risk tolerance. By prioritizing client satisfaction and building trust through transparent communication and sound investment strategies, WCM Investment Management has established itself as a trusted partner for clients seeking customized investment solutions.
WCM INVESTMENT MANAGEMENT offers a wide range of investment services to clients across various sectors. The firm serves individuals, high net worth individuals, investment companies, pooled investment vehicles, pension or profit sharing plans, charitable organizations, state or municipal government entities, sovereign wealth funds, and other corporation types not listed. Each client is provided with tailored investment solutions, that take into account their specific requirements and objectives. WCM INVESTMENT MANAGEMENT offers two fee structures, depending on the nature of the service provided. Clients can choose to pay a percentage of their assets under management (AUM) as a management fee. Alternatively, performance-based fees are available for clients who prefer to be charged based on their investment performance. By providing flexible and innovative fee structures, WCM INVESTMENT MANAGEMENT can cater to the diverse needs of its clients, while also ensuring that the fees charged align with the specific services provided. Clients can rest assured that the fee structure they choose will be transparent, clear and fair.
Typical Clients, Fee Structures & Investment Minimum
Unfortunately, WCM Investment Management's Part 2 Brochure does not mention an investment minimum.
How This Office Can Help Laguna Beach, CA Residents
WCM Investment Management offers a comprehensive range of investment and financial planning solutions to clients who reside in Laguna Beach, CA. The firm specializes in customized portfolios to meet the specific needs of each client. They offer a wide range of investment options with active management that enables their clients to get the most out of their investments. WCM Investment Management also focuses on creating strategies that help clients to achieve their long-term financial goals. Living in Laguna Beach, CA, clients may be faced with challenges such as managing an expensive lifestyle in an affluent area, saving for retirement, handling tax implications and managing assets, business planning, and preparing for a financial crisis like a global pandemic. WCM Investment Management works closely with clients to assess each unique situation, identify areas of concern, and develop a personalized strategy to meet their individual needs. With their approach, they are committed to ensuring that their clients attain financial stability and long term success.
Services Offered by Wcm Investment Management
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Wcm Investment Management most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Wcm Investment Management is registered to service clients in the following states:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Virgin Islands
Disciplinary History
Wcm Investment Management does not have any disclosures. Please visit it's Form ADV for more details.