Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Selection of Others Advisors
Types of Clients
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Eisneramper Wealth Management & Corporate Benefits, LLC Overview
EisnerAmper Wealth Management & Corporate Benefits, LLC is a trusted registered investment advisory firm that has been providing investment advice only since 2008. As a fee-only firm, they do not rely on commissions or brokerage service charges to make money, ensuring that their advice is truly objective and in the best interest of their clients. Their headquarters is located in Iselin, NJ, where they have built a reputation of excellence in the financial services industry. Among the services EisnerAmper Wealth Management & Corporate Benefits, LLC offers, financial planning and portfolio management for individuals and small businesses stand out. They also provide expert portfolio management services for businesses or institutional clients, as well as pension consulting services. Additionally, when clients need specialized financial advice outside of EisnerAmper's scope, their team can help them find qualified and trustworthy advisors. EisnerAmper Wealth Management & Corporate Benefits, LLC is passionate about helping clients achieve their financial goals and building lasting relationships. They believe that collaboration, integrity, and trust are the foundation of their client-centered approach. Clients can expect personalized service and unbiased advice that takes into account their unique financial situation.
EISNERAMPER WEALTH MANAGEMENT & CORPORATE BENEFITS, LLC serves a variety of clients including high net worth individuals and pension or profit sharing plans. The firm's client base is quite diverse, catering to the needs of clients with varying financial resources and investment goals. While high net worth individuals often seek more personalized and sophisticated investment solutions, pension or profit sharing plans require specialized advice on their unique regulatory and compliance requirements. EISNERAMPER WEALTH MANAGEMENT & CORPORATE BENEFITS, LLC is equipped to provide customized services that cater to the specific needs of each client. EISNERAMPER WEALTH MANAGEMENT & CORPORATE BENEFITS, LLC offers a range of fee structures depending on the service provided. Clients can choose from percentage of assets under management, hourly fees or fixed fees. Percentage of assets under management (AUM) is a common fee structure for investment advisory services, where the advisor charges a percentage of the client's total investment portfolio. Hourly fees are charged for services such as financial planning or tax preparation, where the advisor bills the client for the number of hours spent on the service. Fixed fees, on the other hand, are charged for specific services that have a clearly defined scope and time frame. EISNERAMPER WEALTH MANAGEMENT & CORPORATE BENEFITS, LLC's flexible fee structures enable clients to choose the service that best suits their needs and budget, while ensuring transparency and fairness in pricing.
Typical Clients, Fee Structures & Investment Minimum
Unfortunately, the Part 2 Brochure for EisnerAmper Wealth Management & Corporate Benefits, LLC does not mention an investment minimum.
How This Office Can Help Metuchen, NJ Residents
EisnerAmper Wealth Management & Corporate Benefits provides a variety of services to their clients in Metuchen, NJ, ranging from financial planning, investment management, and corporate benefits to insurance, tax planning, and estate planning. Their team of experienced financial planners is committed to understanding individual client situations and creating customized solutions to help meet their unique financial goals. Living in Metuchen, NJ, individuals may be facing financial challenges like planning for retirement, managing investments, and protecting their assets from financial risks. EisnerAmper Wealth Management & Corporate Benefits can help in navigating these challenges and creating strategies to build and grow wealth while also managing risk. The team also specializes in corporate benefits, working with companies to provide their employees with competitive and comprehensive benefits packages. Overall, EisnerAmper Wealth Management & Corporate Benefits strives to empower its clients in Metuchen, NJ, to make informed financial decisions and achieve their long-term financial goals.
Services Offered by Eisneramper Wealth Management & Corporate Benefits, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Eisneramper Wealth Management & Corporate Benefits, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Eisneramper Wealth Management & Corporate Benefits, LLC is registered to service clients in the following states:
- California
- Connecticut
- Florida
- Maryland
- Massachusetts
- Minnesota
- New Hampshire
- New Jersey
- New York
- North Carolina
- Pennsylvania
- South Carolina
- Texas
Disciplinary History
Eisneramper Wealth Management & Corporate Benefits, LLC does not have any disclosures. Please visit it's Form ADV for more details.