Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
Types of Clients
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
Available Fee Structures
- Percentage of Assets Under Management (AUM)
Ariadne Wealth Management, Lp Overview
Ariadne Wealth Management, LP is an investment advisory firm based in Santa Barbara, CA. It was founded in 2015 and has been in business for over six years. The firm's focus is on providing investment advice to its clients through financial planning and portfolio management services. Ariadne Wealth Management operates on a fee-only basis, which means that it charges its clients a fee for its services and does not receive commissions or other compensation from third-party products or services. As an investment advisor, Ariadne Wealth Management has registered with the Securities and Exchange Commission (SEC) and provides investment advice only to its clients. The firm can help individuals and small businesses with their investment needs and goals. Its portfolio management services enable clients to build and maintain a diversified portfolio that meets their investment objectives and risk tolerance. Overall, Ariadne Wealth Management is an investment advisory firm that provides personalized investment advice and portfolio management services to its clients. With its fee-only structure and focus on investment advice only, Ariadne Wealth Management offers a transparent and client-focused approach to investing.
ARIADNE WEALTH MANAGEMENT, LP, is a boutique wealth management firm that serves a variety of clients. Primarily, they cater to high net worth individuals who require customized investment strategies and personalized financial planning. In addition, the firm also services pension or profit sharing plans, ensuring that their funds are managed effectively and that retirement goals are met. Each client is unique, and the team at ARIADNE WEALTH MANAGEMENT, LP, strives to provide tailored solutions to each one of their clients. When it comes to fee structures, ARIADNE WEALTH MANAGEMENT, LP, offers a percentage of AUM model. This fee model means that clients pay a percentage of their assets under management to the firm, typically ranging from 1-2%. This percentage is charged annually and is calculated on a pro-rata basis, meaning the fee is calculated on a daily average of the assets under management and is billed quarterly. This fee structure ensures that the firm is incentivized to work hard to maximize returns for their clients, and it aligns their interests with those of their clients. Furthermore, it allows for transparency in fees and ensures that clients know exactly what they are paying for and can measure the value of the services they receive. Overall, ARIADNE WEALTH MANAGEMENT, LP, offers a clear and fair fee structure that is designed to benefit their clients and help them achieve their financial goals.
Typical Clients, Fee Structures & Investment Minimum
According to the Part 2 Brochure of Ariadne Wealth Management, LP, the firm does not mention an investment minimum.
How This Office Can Help Carpinteria, CA Residents
Ariadne Wealth Management, LP is committed to helping its clients manage their wealth in Carpinteria, CA. This involves creating customized financial plans designed to meet the specific needs of each client. These plans can address a wide range of financial situations, such as retirement planning, college savings, tax planning, estate planning, and more. Living in Carpinteria, CA can present a unique set of financial challenges. For example, the cost of living in the area is higher than the national average, and many residents may be dealing with high housing or healthcare costs. Additionally, Carpinteria has a large population of retirees who may require specialized financial advice to ensure they can sustain their lifestyle throughout retirement. Ariadne Wealth Management, LP understands these challenges and is equipped to provide personalized solutions to help clients achieve their financial goals.
Services Offered by Ariadne Wealth Management, Lp
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Ariadne Wealth Management, Lp most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
State Registrations
Ariadne Wealth Management, Lp is registered to service clients in the following states:
- California
- Texas
Disciplinary History
Ariadne Wealth Management, Lp does not have any disclosures. Please visit it's Form ADV for more details.