Firm Info
Firm Size
Services Offered
- Portfolio Management for Individuals & Small Businesses
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Southwest Investment Advisors, Inc. Overview
Southwest Investment Advisors, Inc. is a registered investment advisory firm that specializes in providing investment advice to individuals and small businesses. Based out of Tucson, AZ, the firm has been in business since 2020 and operates on a fee-only arrangement, ensuring that clients receive honest and impartial advice without conflicts of interest. As an investment advice only firm, Southwest Investment Advisors, Inc. offers portfolio management services to its clients, helping them to develop and maintain investment strategies that align with their unique financial goals. Whether clients are looking to grow their wealth over the long term or generate income from their investments, the firm's knowledgeable and experienced advisors work closely with them to create a personalized investment plan that meets their needs. Clients of Southwest Investment Advisors, Inc. can trust that the firm is committed to providing them with the highest level of service and expertise. With a focus on delivering objective and transparent advice, the firm empowers its clients to make informed decisions about their finances, helping them to achieve greater financial stability and long-term success.
SOUTHWEST INVESTMENT ADVISORS, INC. caters to a wide range of clients, including individuals, high net worth individuals, pension or profit sharing plans, charitable organizations, and other types of corporations. They offer their services to a diverse clientele base, ensuring that they can meet the unique needs of each of their clients. Their experience working with different types of clients gives them a unique perspective, making them responsive and adaptive to changing market conditions. They tailor their services to each client to help them achieve their financial goals and objectives, regardless of their background or investment goals. When it comes to fee structures, SOUTHWEST INVESTMENT ADVISORS, INC. provides clients with various options based on the service being provided. Their fee structures include a percentage of AUM, hourly billing, and fixed fees. Percentages that are charged to the clients' managed assets generate their income. Hourly billing is a straightforward billing structure that caters to clients who need help with a specific financial issue, while fixed fees are a predictable and transparent method used in some engagements. With their fee structures, clients can choose the payment option that best suits their budget, investment style, and financial goals, providing them with added flexibility and transparency.
Typical Clients, Fee Structures & Investment Minimum
Unfortunately, the Part 2 Brochure for Southwest Investment Advisors, Inc. does not mention an investment minimum for their services.
How This Office Can Help Oro Valley, AZ Residents
Southwest Investment Advisors is a financial advisory firm that assists clients in Oro Valley, AZ by providing expert advice and customized solutions to help them achieve their financial goals. The firm offers a wide range of services, including investment planning, tax planning, retirement planning, and estate planning. Living in Oro Valley, AZ, clients may face unique financial situations, such as planning for retirement in a community that has a high cost of living or managing their assets during times of market volatility. Additionally, clients may be impacted by changes in tax laws and regulations, making it essential to have a knowledgeable advisor who can guide them through these changes. Southwest Investment Advisors offers personalized guidance and support to help clients navigate these challenges and achieve financial security for their future.
Services Offered by Southwest Investment Advisors, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Southwest Investment Advisors, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 7 AM–4 PM
- Tue 7 AM–4 PM
- Wed 7 AM–4 PM
- Thu 7 AM–4 PM
- Fri 7 AM–2 PM
- Sat Closed
- Sun Closed
Other Office Locations
This firm has no other locations.
State Registrations
Southwest Investment Advisors, Inc. is registered to service clients in the following states:
- Alabama
- Arizona
- California
- Colorado
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Maryland
- Michigan
- Minnesota
- Missouri
- Nevada
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oregon
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
Disciplinary History
Southwest Investment Advisors, Inc. does not have any disclosures. Please visit it's Form ADV for more details.