Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Fixed Fees (Other than subscription)
Compass Rose Private Investment Management Overview
Compass Rose Private Investment Management is a fee-only registered investment advisory firm that has been in business since 2020. Headquartered in Portsmouth, NH, the firm offers investment advice only, providing financial planning, portfolio management for individuals and small businesses, and selection of other advisors. With a focus on providing comprehensive investment strategies that cater to the unique needs of each client, Compass Rose Private Investment Management is committed to helping its clients achieve their financial goals. As a fee-only firm, Compass Rose Private Investment Management is committed to providing transparent and unbiased advice to its clients. This means that the firm is compensated solely by the fees paid by its clients, rather than receiving commissions or other types of compensation that could create conflicts of interest. By prioritizing the best interests of its clients, Compass Rose Private Investment Management can provide recommendations that are aligned with each client's financial goals and objectives. Whether clients are seeking help with financial planning, portfolio management, or selecting other advisors, Compass Rose Private Investment Management is equipped to provide in-depth, personalized advice that is tailored to each client's unique needs. With a team of experienced professionals who are dedicated to providing exceptional service, the firm is committed to building lasting client relationships that are based on trust, transparency, and mutual respect.
Compass Rose Private Investment Management caters to a diverse clientele, serving individuals and high net worth individuals, as well as charitable organizations and a range of other corporation types not listed. The firm offers a comprehensive suite of services that caters to the specific needs and goals of each client, providing tailored investment solutions that drive exceptional returns. Its client base draws from all corners of the economy, from entrepreneurs and business owners to executives and high net-worth families. Regarding fee structures, Compass Rose Private Investment Management offers its clients a flexible range of pricing models. Depending on the nature of the service provided, the firm offers both percentage-based fees and fixed fees. For clients who opt for active portfolio management, the firm charges a percentage-based fee that corresponds to the assets under management (AUM). This affords clients full transparency, allowing them to align their investments with their specific goals. Fixed fees, on the other hand, may be offered for services such as comprehensive financial planning or portfolio analysis. These structures provide the firm’s clients with a degree of flexibility that is virtually unmatched in the industry, affording them the opportunity to choose the pricing model that best suits their specific needs and investment goals.
Typical Clients, Fee Structures & Investment Minimum
According to the Part 2 Brochure of Compass Rose Private Investment Management, there is an account minimum of $1,000. However, the firm also mentions that this minimum may be waived in their discretion. Therefore, it is possible that the investment minimum could be lower or potentially nonexistent if the firm decides to waive it for certain clients.
How This Office Can Help Rockingham County, NH Residents
Compass Rose Private Investment Management assists clients in Rockingham County, NH by providing personalized financial planning and investment management services. They understand that individuals living in Rockingham County may face unique financial situations, such as high living expenses, rising healthcare costs, and fluctuations in the local real estate market. Their team of financial professionals works closely with clients to develop customized investment strategies that align with their financial goals and risk tolerance. They take a holistic approach to wealth management, considering factors such as tax planning, retirement planning, and estate planning to ensure their clients have a comprehensive financial plan in place. Compass Rose Private Investment Management also stays up-to-date on local economic trends and works to mitigate any potential risks to their clients’ portfolios. They are committed to providing exceptional client service and building long-term relationships with their clients in Rockingham County, NH, and beyond.
Services Offered by Compass Rose Private Investment Management
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Compass Rose Private Investment Management most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Compass Rose Private Investment Management is registered to service clients in the following states:
- California
- Maine
- Massachusetts
- New Hampshire
Disciplinary History
Compass Rose Private Investment Management does not have any disclosures. Please visit it's Form ADV for more details.