Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Banking Institutions
- Pension & Profit Sharing Plans
- Charitable Organizations
- State & Municipal Govt Entities
- Insurance Companies
- Corporations or Other Businesses Not Listed Above
- Other
Available Fee Structures
- Percentage of Assets Under Management (AUM)
Allen, Mooney & Barnes Investment Advisors, LLC Overview
Allen, Mooney & Barnes Investment Advisors, LLC is a registered investment advisory firm that has served clients since 2001. The firm's headquarters are located in Thomasville, GA, where they offer a variety of financial services to individuals, small businesses, and institutional clients. As a fee-based advisory firm, Allen, Mooney & Barnes is committed to offering investment advice that is free from any external influence. This ensures that clients receive unbiased recommendations that are in their best interest. As a municipal advisor, the firm provides comprehensive pension consulting services to the public sector. This includes portfolio management, financial planning, and the selection of other advisors. Additionally, the firm offers portfolio management services for individual and small business clients, as well as businesses or institutional clients. Overall, Allen, Mooney & Barnes Investment Advisors, LLC is a reliable and experienced investment advisory firm that offers a wide range of services to clients. They focus on creating personalized investment strategies that are tailored to the unique needs and goals of each client.
(ALLEN, MOONEY & BARNES INVESTMENT ADVISORS, LLC) provides exceptional investment advisory services to a diverse range of clients. Their clients include individuals, high net worth individuals, banking institutions, pension or profit sharing plans, charitable organizations, state or municipal government entities, and other corporation types not listed. As a result, they have gained extensive experience in serving diverse client needs that span various sectors and industries. They provide tailored solutions to address the unique requirements and goals of each client, ensuring optimal results are achieved. Furthermore, ALLEN, MOONEY & BARNES INVESTMENT ADVISORS, LLC offers flexible fee structures across various services provided. This includes a percentage of asset under management (AUM) fee structure, which appeals to clients who wish to pay for investment advice based on their asset value. Clients can choose the fee structure that aligns with their financial objectives, which creates a win-win situation for both parties.
Typical Clients, Fee Structures & Investment Minimum
According to the Part 2 Brochure of ALLEN, MOONEY & BARNES INVESTMENT ADVISORS, LLC, there is no mention of an investment minimum. Therefore, it is unclear what the minimum investment requirement is for this firm.
How This Office Can Help Thomasville, GA Residents
Allen Mooney & Barnes Investment is a reputable investment firm based in Thomasville, GA, that is dedicated to assisting clients with their financial goals. The firm provides a variety of services to clients, such as retirement planning, estate planning, education planning, risk management, and wealth management. Allen Mooney & Barnes investment also specializes in developing customized investment plans for clients depending on their individual financial situations, risk tolerance levels, and long-term objectives. Clients living in Thomasville, GA, usually face various financial situations, from managing personal debt to planning for retirement. Financial freedom requires careful planning to ensure proper management of personal finances and investments. Whether someone is seeking to retire or wants to achieve financial success, Allen Mooney & Barnes Investment offers financial advice and guidance to help clients make informed decisions about their money-related goals. The firm’s experienced financial advisors are committed to supporting clients through every stage of the investment process, providing personalized solutions to help achieve their financial goals.
Services Offered by Allen, Mooney & Barnes Investment Advisors, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Allen, Mooney & Barnes Investment Advisors, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
Disciplinary History
Allen, Mooney & Barnes Investment Advisors, LLC does not have any disclosures. Please visit it's Form ADV for more details.