Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management Investment Company
- Portfolio Management for Businesses or Institutional Clients
- Other
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Investment Companies
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
- Other
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
James Investment Research Inc Overview
James Investment Research Inc is an investment advisory firm that offers portfolio management services for individuals, small businesses and institutional clients. It has been in business since 1976. The firm is registered as an investment advice only firm and operates on a fee-based arrangement. With its headquarters in Xenia, OH, James Investment Research Inc is committed to providing excellent financial advice to its clients through expert research backed by years of experience. Apart from portfolio management, the firm also offers research-based services to help clients make informed investment decisions. Whether it is stock or bond research, James Investment Research Inc has a team of experts that can provide timely and insightful analysis to help clients achieve their investment goals. Overall, the firm takes a client-centric approach and works closely with clients to understand their financial objectives and provide customized solutions to improve their investment performance. In addition, James Investment Research Inc provides portfolio management services for investment companies or other types of businesses. This allows businesses to leverage the firm's expertise, experience, and resources to manage their investments effectively and achieve their financial goals. The firm is committed to offering transparent advice and ensuring that its clients have a comprehensive understanding of the investment strategies employed on their behalf.
, performance-based fees, hourly rates, and fixed fees. James Investment Research Inc serves a wide range of clients, including individuals, high net worth individuals, investment companies, pension or profit sharing plans, charitable organizations, and other corporation types not listed. The firm also caters to other types of clients seeking reliable investment advice and assistance. James Investment Research Inc prides itself on providing tailored investment solutions that fit each client's specific needs. Accordingly, fee structures are available depending on the service provided and may include percentage of assets under management (AUM), performance-based fees, hourly rates, and fixed fees. This approach ensures that clients receive transparent and cost-effective services from a well-respected investment research firm that has been in business for years. James Investment Research Inc is committed to ensuring clients gain maximum returns on their investment while minimizing potential risks.
Typical Clients, Fee Structures & Investment Minimum
The Part 2 Brochure of James Investment Research Inc mentions that the firm has established certain minimum initial account requirements based on the nature of the services being provided. However, the brochure does not specify what the investment minimum is. Therefore, it is unclear what the minimum investment requirement is for this firm.
How This Office Can Help Xenia, OH Residents
Mike Dorsey is a financial advisor at Ameriprise Financial Services, LLC, who assists clients in and around Buffalo, MN in achieving their financial goals. For someone living in Buffalo, MN, there are specific financial situations that Mike Dorsey can help with, such as planning for retirement, managing investments, creating college savings plans, and advising on estate planning. With regards to retirement planning, Mike Dorsey can help clients in Buffalo, MN create a comprehensive plan to ensure they have enough funds saved up to retire comfortably. For individuals who may want to invest their money for their future, Mike Dorsey can provide guidance about investment options and help them develop a portfolio that is well-balanced and tailored to their personal preferences. Additionally, families with children may need assistance with creating a college savings plan that is comprehensive to accommodate the cost of tuition fees. Lastly, Mike Dorsey can provide advice on estate planning to ensure individuals' assets are handled properly in the event of their passing. Overall, Mike Dorsey is well equipped to assist individuals in Buffalo, MN with their specific financial needs and help them achieve financial security.
Services Offered by James Investment Research Inc
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by James Investment Research Inc most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
Disciplinary History
James Investment Research Inc does not have any disclosures. Please visit it's Form ADV for more details.